Business Analyst – Credit Card Lending (Loan Origination) Mandatory experience
Location: New Jersey / Remote
Are you an experienced Business Analyst with a strong background in Credit Card Lending and Loan Origination? We're looking for a highly motivated professional to join our team and help drive innovative lending solutions within the banking and financial services industry.
Key Responsibilities:
Gather, analyze, and document business requirements for credit card application and loan origination processes.
Convert business requirements into user stories, acceptance criteria, and process/data flow diagrams.
Analyze loan origination funnel metrics and recommend process improvements.
Support User Acceptance Testing (UAT), defect triage, and production issue investigations.
Partner with Credit Risk, Compliance, Fraud, Product, and Engineering teams to deliver business solutions.
Maintain Business Requirement Documents (BRDs), functional specifications, and traceability matrices.
Mandatory Skills:
10+ years of Business Analysis experience
Banking or Financial Services domain experience
Agile/Scrum methodologies
Credit Card Lending
Loan Origination Systems (LOS)
Credit Decisioning & Underwriting Workflows
Bureau Data Integration
User Stories & Acceptance Criteria
UAT & Production Support
Strong communication and stakeholder management skills
Nice to Have:
Knowledge of Reg B, FCRA, and KYC/AML regulations
Process & Data Flow Documentation
Experience working with Credit Risk and Compliance teams
WELCOME TO IPOLARITY LLC
IPolarity LLC. is a Professional Services firm composed of highly trained professionals with a wide range of experience in various industries. We provide our clients in key industry verticals with focused expertise in IT Solution, Application Development, Application Maintenance, Testing services and Systems Integration. IPolarity LLC integrates expert industry knowledge, process and technology frameworks, strong partnerships, and a reliable work force to provide strategic solutions that generate sustainable results. We are able to leverage our expertise via a flexible delivery model, which includes onsite and offsite resources.