Title: AVP / VP Project Finance Credit Officer
Office Status: Hybrid New York, NY
Base Salary: $115k $185k + Discretionary Bonus
ABOUT THE ROLE This AVP or VP-level opportunity sits within the Project Finance Credit group of a well-established global financial institution, offering second-line credit analysis and approval responsibilities across a diversified project finance portfolio spanning digital infrastructure, oil and gas, power and transmission, renewable energy, transportation, and water and wastewater sectors. The role combines rigorous independent credit assessment reviewing front office credit applications, preparing executive summaries, and presenting approval recommendations to senior management with ongoing portfolio monitoring and credit rating oversight. With strong visibility to senior and executive management and exposure to a broad range of challenging project finance structures, this is an ideal fit for a credit-trained project finance professional with 5+ years of formalized credit training and financial modeling experience who combines sharp analytical judgment with the ability to produce well-organized, well-supported credit opinions and engage credibly across syndicate banks, rating agencies, clients, and law firms.
RESPONSIBILITIES- Review and assess credit applications submitted by the front office;provide effective analysis of credit including financial structure, risk-return profile, collateral risk, and identification of key transaction risks across project finance sectors including digital infrastructure, oil and gas, power and transmission, renewable energy, transportation, and water and wastewater
- Build and maintain various projection, recovery, and financial models;comment on the reasonableness of assumptions in both management and Mizuho sensitivity cases;compare prospective transactions to peer credits and industry trends
- Prepare accurate, clear, well-organized, and complete written credit opinions with recommendations for approval or decline;present credit approval recommendations to senior management with clarity and conviction
- Thoroughly analyze and recommend appropriate borrower exposure to maximize risk-return;recommend appropriate risk ratings for each customer and transaction as required
- Proactively monitor and assess assigned borrowers, industries, and relevant indices on an ongoing basis;identify potential credit problems at an early stage and report findings and their portfolio impact to senior management in a timely manner
- Engage directly in external meetings, presentations, and events with syndicate banks, rating agencies, clients, law firms, and other related parties in coordination with coverage bankers, product partners, and Mizuho affiliates as required
- Act as liaison between other Credit Departments and senior management on issues related to credit applications, monitoring, analysis, standards, and policies;accurately assess credit migration trends and default probability across the assigned portfolio