Analyst / Associate Corporate Banking, Industrials & Business Services

Assist Relationship Managers in evaluating transactions and negotiating terms with banking partners and prospective clients across Industrials and Business Services sectors;work closely with internal departments and ICBC affiliates to ensure timely delivery of bank products and services. Support first-line risk management responsibilities including loan classification, portfolio monitoring at the transactional level, covenant monitoring and GCMS updates, post-disbursement reviews and reporting, emerging risk assessments, and regular and ad-hoc KYC reviews.

Title: Analyst / Associate Corporate Banking, Industrials & Business Services

Office Status: Onsite New York, NY

Base Salary: Up to $75k + Bonus

Language Requirement: Mandarin Chinese Required

ABOUT THE ROLE

This Analyst or Associate-level opportunity sits within the Corporate Banking function of a well-established global financial institution, offering foundational exposure across business development, credit analysis, portfolio monitoring, and first-line risk management for a portfolio of corporate clients in the Industrials and Business Services sectors. The role supports Relationship Managers across the full client and credit lifecycle from initial due diligence and KYC through credit application preparation, closing coordination, and ongoing portfolio monitoring while also contributing to team-level administrative and reporting functions. It s an ideal fit for an early-career banking or finance professional who combines strong analytical skills with attention to detail, a collaborative work ethic, and a genuine interest in developing deep expertise in corporate banking and credit risk.

RESPONSIBILITIES

• Assist Relationship Managers in evaluating transactions and negotiating terms with banking partners and prospective clients across Industrials and Business Services sectors;work closely with internal departments and ICBC affiliates to ensure timely delivery of bank products and services
• Support initial due diligence analysis and work with KYC specialists to complete Know Your Customer reports via Actimize or other required compliance systems;assist in preparing credit ratings, credit line applications, and comprehensive credit application reports
• Under RM direction, communicate with the Credit Department and related parties including agent banks, ICBC branches and subsidiaries, and Legal regarding proposed transactions;assist in monitoring the credit application and approval process to adhere to timelines
• Assist with the closing process including preparation of facility information sheets, closing checklists, and funding coordination with Treasury, CMS, and GCMS operations;collect, organize, and manage related documents per Credit Manual requirements
• Support first-line risk management responsibilities including loan classification, portfolio monitoring at the transactional level, covenant monitoring and GCMS updates, post-disbursement reviews and reporting, emerging risk assessments, and regular and ad-hoc KYC reviews
• Assist in identifying loan deterioration and work with Credit departments to proactively adjust credit ratings and asset classifications;assist in monitoring and escalating key credit developments and non-performing facilities as needed
• Assist in conducting quarterly FFIEC 002 report attestations per Branch requirements;demonstrate consistent risk awareness through adherence to all policies, procedures, and internal controls
• Follow Branch remediation plans;implement remediation requirements and cooperate with other departments on remediation work;participate in internal and external training to enhance risk management skills
• Assist in maintaining up-to-date client communication logs including call notes;support client relationship development plans, client visits, and cross-selling efforts under RM direction
• Assist Team Leader and Head of Corporate Banking with business research on specified industry sectors;prepare Branch and Head Office required reports and summaries;back up teammates as requested