Sign upLog in

VP National Retail Support Risk Manager

Cornerstone Capital Bank, SSB.

Queen Anne, WA

Apply
JOB DETAILS
JOB TYPE
Full-time, Employee
SKILLS
Communication Skills, Credit Analysis, Customer Satisfaction, Employee Retention, Equal Employment Opportunity (EEO), Forecasting, Genetics, Government Regulations, Industry Standards, Loans, Loss Mitigation, Mortgage, Needs Assessment, People Management, Philosophy, Presentation/Verbal Skills, Problem Solving Skills, Production Support, Regulations, Research Skills, Retail, Retail Operations, Risk, Risk Analysis, Risk Management, Staff Training, State Laws and Regulations, Time Management, Training/Teaching, Underwriting, Writing Skills
LOCATION
Queen Anne, WA
POSTED
30+ days ago
Description
Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, on-time closings, employee retention, and happiness. We employ people who are passionately committed to Cornerstone's Mission, Vision & Core Convictions. Our brand is known for on-time closings - a key core conviction of Cornerstone. We have successfully navigated our company through many industry cycles and changes in regulations.

We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.

Who we are looking for:

We are looking for a senior-level candidate to support all retail production and operations staff. The ideal candidate will have 5+ years of frontline Underwriting experience.

What you'll do:


Evaluate loan level challenges and provide solutions to production staff and management.
Identify risks and assess loans for marketability and performance.
Assist with process, procedures, guideline changes, etc.
Work with all departments, both regionally and corporately, to support retail production.
Forecast future frequency and severity of losses while monitoring reports to mitigate risk.
Find risk mitigation solutions and identify and implement programs/processes needed for loss mitigation.
Identify areas where training is needed and provide training to staff.
Identify inefficiencies in processes and find solutions.
Actively assist senior staff in determining capacity, needs, risk decisions, etc.
Collaborate between regional and corporate departments.
Participate in trainings, meetings, and calls.
Perform other job-related duties as assigned.
Support senior management as needed.

What you'll need to be successful:

* Minimum 10 years of mortgage experience- 5+ years of frontline underwriting is required

* Bachelor's degree or equivalent work experience

* Ability to research effectively and is solution-oriented

* The ability to work well with people is important

* Requires strong verbal and written communication skills.

* Ability to research effectively to make reasoned decisions quickly

* Must have a strong knowledge of industry standards, and government regulations

What we offer:

Because we recognize and reward hard work, we offer a competitive salary and a full benefits package.

What to do next: If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone.

Underwriter

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

As an Equal Opportunity Employer, the Company prohibits discrimination against any applicant or Team Member based on any legally- recognized basis, including, but not limited to race, color, religion, sex, pregnancy (including lactation, childbirth or related medical conditions), sexual orientation, gender identity and expression, age (40 and over), national origin or ancestry, citizenship status, physical or mental disability, genetic information (including testing and characteristics), veteran status, uniformed servicemember status or any other status protected by federal, state or local law. Our commitment to equal opportunity employment applies to all persons involved in our operations and prohibits unlawful discrimination by any Team Member, including supervisors and co-workers. This policy applies to all aspects of employment, including recruitment, advancement, promotion, demotion, discipline, layoff, termination, salary and wage consideration and Team Member benefits.
As such, all Team Members are expected to embrace our corporate philosophy that supports fairness and respect for everyone. It is the responsibility of ALL Team Members to conduct themselves in a manner that reflects the high standards of quality and professionalism our Team Members, and that our customers have come to expect. Equally important is the fair and equitable treatment of fellow Team Members and of our clients. The Company will not permit, condone, or tolerate prohibited discrimination in any form.

About the Company

C

Cornerstone Capital Bank, SSB.