Overview:
Invest In You! Tri City National Bank is not just a bank; it's your community banking partner, deeply committed to prioritizing customers, building strong relationships, and fostering a sense of belonging. Our team-oriented environment offers exceptional opportunities for personal and professional growth, celebrating success, and providing excellent benefits along the way. We believe in unparalleled customer service and the right banking solutions to help fulfill financial dreams and contribute to community growth.
The Senior Credit Analyst’s primary responsibilities include analyzing the financial information of persons or companies to determine creditworthiness and performing ongoing monitoring of borrowers to assess the risk of default and make informed lending decisions.
This position is located in office at our Corporate Headquarters in Oak Creek, WI.
Compensation: $85,000+ depending on experience.
Responsibilities:
- Working collaboratively with TCNB commercial loan officers, collect data from existing and potential borrowers, determine appropriate loan structures and highlight appropriate questions and additional information that the bank may seek before considering approval.
- Evaluating clients’ credit data and financial statements to determine the risk involved in lending money to them.
- Evaluating the financial status of clients by producing financial ratios using software tools.
- Preparing clear and well-supported reports summarizing the strengths and weaknesses of loan applicants and providing a recommendation to the approving officer or Senior Loan Committee.
- Recommend appropriate loan risk ratings.
- Assist in ongoing monitoring of individual commercial loan relationships and portfolio risk.
- Provide training and effective mentorship to junior-level credit analysts.
- Take on special projects as assigned by the Chief Credit Officer.
- All other duties as assigned.
Qualifications:
- Bachelor’s degree: Finance, Accounting, Real Estate, Economics or other related field.
- 4+ years’ experience as a Credit Analyst or similar position such as Commercial Loan Officer or Portfolio Manager.
- Proficiency in Microsoft Word, Excel, and Outlook.
- Excellent written and oral communication skills.
- Professional demeanor, personal integrity and an understanding of fiduciary responsibility.
- Experience training and supervising credit analysts.
- Ability to multi-task and manage time effectively.
- Self-motivated, curious, confident, detail-oriented, and analytical.
- Knowledge of applicable banking regulations, bank policies, and practices.
Why Join Us:
- Community Impact: Be part of a local bank deeply rooted in community values, contributing to the growth and prosperity of our neighborhoods.
- Innovation: Embrace a dynamic and evolving work environment that encourages fresh perspectives and continuous learning.
- Career Growth: Unlock future opportunities for personal and professional development as you navigate through our Pathways for Success.
- Celebration of Success: Join a team that values and celebrates individual and collective achievements.
- Work Life Balance: No early mornings or late nights, enjoy a predictable schedule with major holidays off.
- Great Employee Benefits that start on the 1st of the month after your hire date!
- Part-Time:
- 401(k) with company match
- Up to 20 hours of paid vacation after 3 months (must work an average of 20+ hours per week in order to be eligible for paid vacation.)
- Full-Time:
- 401(k) with company match
- Tuition reimbursement
- Medical, dental, and vision coverage
- Paid vacation and more!
Equal Opportunity Employer/Veterans/Disabled
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.
Reasonable Accommodation
If you are an individual with a disability and would like to request a reasonable accommodation as part of the employment selection process, please contact Human Resources at 414-761-1610 or
hr2@tcnb.com