Vice President, Commercial Lender

## Vice President, Commercial LenderApplylocations: Midwest Heritage, Ep True Parkway, West Des Moines, IAtime type: Full timeposted on: Posted 12 Days Agotime left to apply: End Date: May 12, 2026 (1 day left to apply)job requisition id: R227749**Additional Considerations (if any):**-At Midwest Heritage, the core of our culture is taking care of the customer and taking care of each other. Our employees appreciate that their contributions make a direct impact on the success of our business as well as their own personal and professional growth. **Midwest Heritage Bank****Job Title**: Vice President, Commercial Lender**Department:** Banking**FLSA: Exempt****General Function**The Vice President Commercial Lender is responsible for business development and relationship management of basic to the most complex credits to solicit and originate agricultural and/or commercial business. Position consists of managing asset quality of Commercial portfolios, retention and overall relationship management of business banking.**Core Competencies*** Customer Service* Professionalism* Sales* Networking and relationship building* Loan Knowledge**Reporting Relations****Accountable and Reports to:** EVP, Senior Lender**Positions that Report to you:** None**Primary Duties and Responsibilities:*** Responsible for meeting or exceeding loan, fee, and deposit production goals.* Ensure loan and deposit portfolio is in compliance with all legal and regulatory requirements to maximize profitability of the organization while minimizing risk.* Prepare and present basic to the most complex credits, including write-ups. This will include analyzing financial and related data, summary of credit risks, identification of loan policy exceptions, proposed improvements to loan structure, and assessment of the loan rating.* Develops key relationships in the market by promoting a positive image of Midwest Heritage in the community through active participation in professional and civic group activities.* Provide loan operations the needed information in a timely manner to ensure credit files are up to date and in compliance as measured by technical exception report (tickler).* Build additional relationships across Midwest Heritage banking (deposit, mortgage, etc.), financial and insurance services, to existing and potential commercial customers.* Actively participates in the strategic planning, development and marketing of Ag and/or commercial loan programs including developing pricing strategies and completing assigned projects. Analyzes and monitors various industries, market trends, economic risks and other related factors to identify local agricultural and/or business development and service opportunities.* Evaluate and monitor various industries, market trends, economic risks, and other related factors and make recommendations to lender and/or loan committee including ways to improve risk management processes.* Mentors, trains and assists less experienced peers on complex credits.**Knowledge, Skills, Abilities, and Worker Characteristics:*** Commitment to the Midwest Heritage mission and willingness to promote the values of the organization.* Strong organizational and time management skills with the ability to prioritize multiple tasks and meet deadlines.* Proficient computer skills. Microsoft Office preferred (Outlook, Power Point, Excel and Word).* Good verbal and written communication skills.* Strong interpersonal skills; ability to relate to and interact with people in a friendly, professional manner.* Strong detail orientation including the ability to review forms for accuracy and completeness.**Education and Experience:*** Bachelor's Degree in Finance, Business or related field with a minimum of 7+ year's commercial lending experience.* Must have valid driver's license and meet requirement for use of company vehicle.**Physical Requirements:*** This position is classified sedentary/light and requires the ability to sit for long periods of time.* Visual requirements include: ability to see detail at near range with or without correction.* Must be able to perform the following physical activities: sitting for long periods, talking (in person and by telephone), hearing and repetitive motions.**Working Conditions:*** The duties of this position are normally performed in a general office setting. This is a fast paced work environment.* There is frequent pressure to meet deadlines and handle multiple projects in a day.**Equipment Used to Perform Job:**Computer (PC with Microsoft Office programs), telephone, calculator, telephone, copier, fax, and printer.**Contacts:**This position works with Midwest Heritage employees, customers, Hy-Vee employees, vendors and outside agents doing direct business with Midwest Heritage.**Confidentiality:**This position has the responsibility to protect the privacy and confidentiality of customers, employees and bank/insurance/financial information at all times.### WelcomeWhen you become an employee of Midwest Heritage, you enjoy the friendliness and direct customer care of a community bank while also enjoying the many benefits of a larger organization, Hy-Vee. Hy-Vee is one of the largest employee-owned companies in the United States.*Please note that all applicants, if presented with a conditional offer of employment, will be required to complete pre-employment screening that consists of credit and criminal. Results of these screenings will determine the confirmation of any employment offer.*#J-18808-Ljbffr