Trust Fund Accountant

Trust Fund Accountant (Job Number: 2368237)Location: 230 Lexington Green Circle, STE 400 Lexington, KY 40503 (On-site)Hours: Full‑time, 40 hours per week, Monday‑Friday, 8:00 am – 5:00 pm. Occasional overtime may be required.Primary ResponsibilitiesMaintain the general ledger and accounting records for multiple fringe benefit funds.Prepare monthly, quarterly, and annual financial statements and supporting schedules.Record and reconcile contributions, benefit payments, investment activity, and administrative expenses.Perform bank reconciliations and account analyses.Prepare journal entries and maintain accurate accounting documentation.Assist in the preparation of annual audited financial statements.Monitor employer contribution receipts and ensure proper allocation to fund accounts.Reconcile employer contribution reports to deposited funds.Research and resolve discrepancies related to contributions, benefit payments, and participant accounts.Coordinate with third‑party administrators, custodians, and investment managers regarding financial transactions.Compliance and Audit SupportEnsure compliance with ERISA, Department of Labor (DOL), IRS regulations, and applicable accounting standards.Assist with preparation of Form5500 filings and supporting schedules.Support annual financial audits and respond to auditor requests.Maintain documentation for internal and external compliance reviews.Cash Management and InvestmentsMonitor fund cash balances and liquidity requirements.Record and reconcile investment transactions and earnings.Assist in tracking investment performance and preparing related reports for trustees.Reporting and AnalysisPrepare financial reports and analyses for trustees, fund administrators, and management.Analyze variances and account activity and recommend corrective actions when necessary.Support budgeting and forecasting processes for fund operations and administrative expenses.Required QualificationsBachelor's degree in Accounting, Finance, or related field.1+ years of accounting experience in employee benefit plan, fund, trust, nonprofit, public, or financial reporting environments.Understanding of accounting principles and experience preparing accurate and timely financial reports.Proficiency in Microsoft Excel (formulas, VLOOKUP, sorting & filtering, pivot tables) and accounting software.Experience supporting audits with minimal adjustments.Experience with account reconciliations and month‑end close processes.Experience researching and resolving accounting discrepancies.Flexibility to work additional hours during audit periods, year‑end close, and regulatory filing deadlines.Must reside within a commutable distance to the office located at 230 Lexington Green Circle, STE 400 Lexington, KY 40503.Ability to travel up to 10% of the time (domestic).Ability to work full‑time on‑site position, 40 hours per week, Monday‑Friday.Preferred QualificationsExperience with employee benefit plans, multi‑employer fringe benefit funds, union benefit funds, or trust fund accounting.Experience with ERISA‑regulated plans.Knowledge of ERISA, Form5500 reporting, employee benefit plan accounting, and related regulatory reporting requirements.Soft SkillsStrong analytical, critical thinking, and problem‑solving skills.Excellent organizational, time management, and prioritization abilities.Effective verbal and written communication skills.High degree of accuracy and attention to detail.Professionalism, discretion, and ability to maintain confidentiality.Adaptable, flexible, and accountable in a fast‑paced environment.BenefitsCompetitive salary range: $49,700–$88,800 annually. In addition to salary, benefits include a comprehensive package, incentive and recognition programs, equity stock purchase, and 401(k) contribution (subject to eligibility).EEO StatementUnitedHealth Group is an Equal Employment Opportunity employer. Qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by law.Drug‑Free WorkplaceUnitedHealth Group is a drug‑free workplace. Candidates are required to pass a drug test before beginning employment.Reasonable AccommodationsUnitedHealth Group is committed to providing reasonable accommodations to individuals with physical and mental disabilities. Contact 1-866-566-8715 to discuss accommodations.#J-18808-Ljbffr