This position is responsible for working on behalf of the mortgage lender by accurately assembling and verifying all initial application disclosures and closing documentation. The Review Specialist is responsible for preparing and verifying closing document when needed and reviewing all documentation to ensure the loan meets program guidelines, compliance and company policies.
At UHM, we understand diversity comes in many different forms. It's our commitment to improve inclusion in the workplace through programs and policies that establish a positive and inclusive environment where every Partner, regardless of their background, can grow and excel. We value diversity, educate on equity, and create inclusive partner opportunities to ensure that you know #UBelongAtUHM!
DUTIES & RESPONSIBILITIES
Review loan package provided by broker partners and take each file from application to closing
Loan Data Entry and Document Indexing / verify information for accuracy
Services Ordering
Provide proper disclosure as required by local, state, and federal regulations
Input and evaluate DU/LP findings, credit reports, verification of employment, income and asset documentation, preliminary title reports, Flood Certifications and Appraisals prior to forwarding the file to underwriter
Obtain missing documents and verify document accuracy by communicating directly with the broker partner, account executive, and any other party involved in the transaction
Work on conditions for loans that come out of underwriting
Prepare closing documents ensuring quality, correct closing fees, and property closing conditions
Ensure compliance with Company policies and procedures
Maintain communication with broker partner and Account Executive regarding loan file throughout the life of the loan
EDUCATION & EXPERIENCE
High school diploma or equivalent
Minimum of 2 years of processing and/or Closing experience with Govt., Conv., and DU/LP (preferred not required)
General knowledge of mortgage products and processes (preferred not required)
Knowledge of RESPA requirements and Good Faith Estimate preparation and disclosure (preferred not required)
Knowledge of MS Office Suite and Encompass Loan Origination system is preferred
SKILLS REQUIRED
Excellent customer service, communication and interpersonal skills
Strong verbal and written communication skills
Proficient Math skills
Detail-oriented Skilled at multi-tasking and keeping organized
Able to work in a fast-paced environment with strict time deadlines with strong management and organizational skills
Ability to identify and resolve client issues and use good judgment in making immediate decisions that impact UHM, broker partners and clients
Can work with a sense of urgency when time constraints are involved.
This employer participates in E-Verify. If hired, the employer will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.
Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
Since our inception in 1970, Union Home Mortgage Corp. has established an outstanding reputation based on professional conduct and uncompromising integrity. Since then, our customer-centric focus has helped us grow from $58 million in annual lending volume to over 2.4 billion dollars in transactions per year.
Today, Union Home is a full-service mortgage banking company with corporate headquarters in Strongsville, Ohio. In addition, we also maintain a comprehensive network of strategically located branch offices throughout the United States.
We have local branch offices in Arizona, Florida, Georgia, Indiana, Kansas, Kentucky, Michigan, Missouri, New Jersey, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Texas and Virginia. In addition, we are also licensed in several other states.