Sr. Underwriter

Ryan Specialty Group

Houston, Texas

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JOB DETAILS

SKILLS

ARM (Advanced RISC Machine), Actuarial Skills, Analysis Skills, Best Practices, Brokerage, Budget Management, Business Administration, Compensation and Benefits, Corporate Funding, Customer Relations, Customer Retention/Renewal, Customer Support/Service, Data Analysis, Documentation, Engagement Marketing, Environmental Compliance, Insurance, Investment Management, Maintain Compliance, Operational Audit, Performance Analysis, Policy Evaluation, Pricing, Profit & Loss, Regulations, Regulatory Compliance, Regulatory Requirements, Risk Analysis, Risk Management, Strategic Planning, Technical Writing, Time Management, Trend Analysis, Underwriting, Webinar

LOCATION

Houston, Texas

POSTED

Today

Position Summary
The Senior Energy Underwriter is responsible for managing a portfolio of energy-sector accounts and driving both new and renewal business opportunities across the energy insurance market. This role evaluates complex operational and environmental risks inherent to energy operations, reviews applications and technical documentation, analyzes exposure data, and determines appropriate coverage terms, conditions, and pricing to support sound underwriting decisions. The Energy Underwriter develops and maintains underwriting practices and guidelines in accordance with delegated authority and actively builds strong relationships with brokers, clients, and industry stakeholders within the assigned portfolio.

What will your job entail?

Underwrites new and renewal energy-sector risks, evaluating submissions, policy forms, broker requests, engineering reports, and supporting documentation in alignment with corporate underwriting standards and energy-specific guidelines. Obtains additional technical data as needed.
Assesses and determines risk acceptability, deciding whether to accept, modify, or decline accounts based on analysis of exposure type, operational hazards, geographical considerations, safety controls, loss history, and other critical factors relevant to energy operations.
Establishes appropriate coverage structures, including limits, premiums, terms, and conditions, based on risk evaluation and established underwriting strategies. Ensures disciplined portfolio management across energy lines of business.
Delivers high-quality underwriting service for new and renewal energy accounts, demonstrating strong technical competence, industry knowledge, and adherence to underwriting authorities and compliance standards.
Identifies and evaluates complex operational exposures, ensuring compliance with regulatory, environmental, and industry-specific requirements (domestic and international) established by carriers and governing bodies.
Develops premium projections and contributes to business planning, supporting budget goals, profitability targets, and sustainable portfolio performance.
Maintains and strengthens broker relationships, collaborating closely with internal teams to manage the full underwriting cycle-including submissions, pricing, quotes, bind orders, and policy issuance-to provide accurate and timely service to clients.
Builds long-term professional relationships within a designated energy portfolio, operating within delegated authority and partnering with brokers to design tailored insurance solutions for clients in the energy sector.
Drives new business opportunities while maximizing retention, ensuring proactive review of renewals and execution of strategies that meet growth and profitability objectives.
Participates in marketing and industry engagement activities, attending market events, webinars, and training sessions to remain current on competitive dynamics, regulatory developments, and emerging energy underwriting trends.
Maintains up-to-date knowledge of energy industry risks, evolving technologies, market conditions, regulatory requirements, and underwriting best practices, adjusting strategies to align with industry changes.

Work Experience and Education

Bachelor's degree or Master's degree in Risk Management, Business Administration, Engineering, Actuarial Science, or a related field; equivalent work experience considered.
5+ years of experience in Energy Underwriting or underwriting within related industrial sectors.

Licenses & Certifications

Must meet minimum requirements for applicable state insurance licenses and/or surplus lines licenses.
Professional designations such as CPCU, ARM, or energy-focused certifications are a plus.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits

Sr. Underwriter

Ryan Specialty Group

Houston, Texas

About the Company

Ryan Specialty Group

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