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Sr. Payments Specialist (ACH Specialist)

Sparks Group

Washington, DC

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JOB DETAILS
SALARY
$70,000–$100,000 Per Year
SKILLS
Analysis Skills, Banking Operations, Banking Services, Cash Management, Check Processing, Credit Union, Cross-Functional, Economics, Emerging Technology, Finance, Financial Operations, Financial Services, Information Technology & Information Systems, Leadership, Maintain Compliance, Operational Strategy, Operations, Operations Management, Payroll Administration, Problem Solving Skills, Process Improvement, Regulations, Regulatory Compliance, Risk Management, Software Patches, Systems Administration/Management, Time Management, Treasury
LOCATION
Washington, DC
POSTED
1 day ago

Sparks Group has teamed with a well-established financial institution is seeking an experienced Senior Payments Specialist to support and oversee daily electronic payment operations, including ACH, Bill Pay, Zelle, External Transfers, FedNow, and related payment services. This role serves as a subject matter expert, ensuring operational excellence, regulatory compliance, dispute resolution, and successful implementation of payment system enhancements. If you’re looking for an exciting opportunity as a new step in your career, apply now!

Key Responsibilities

  • Manage daily payment operations including ACH, Bill Pay, Zelle, External Transfers, FedNow, and check processing activities.
  • Investigate and resolve payment disputes, exceptions, returns, adjustments, and transaction research in compliance with NACHA and Reg E requirements.
  • Serve as the primary SME and testing lead for payment system upgrades, new product implementations, patches, and enhancements.
  • Partner with leadership and cross-functional teams to improve payment processes, operational efficiency, and future payment offerings.
  • Monitor payment compliance, support payroll distribution processing, and ensure timely processing of ACH origination and cash management files.

Key Requirements

  • 5+ years of experience in payments, banking operations, treasury services, or financial services.
  • Hands-on experience with ACH, check processing, real-time payments, or other electronic payment platforms.
  • Accredited ACH Professional (AAP) certification required, or actively pursuing certification with a scheduled exam date.
  • Strong knowledge of NACHA rules, Reg E, payment network regulations, and operational risk controls.
  • Advanced analytical, problem-solving, and Excel skills with experience using payment platforms and reporting tools.

Preferred Qualifications

  • Bachelor's degree in Finance, Business, Economics, Information Systems, or a related field (or equivalent experience).
  • Experience supporting emerging payment technologies, including FedNow, digital wallets, and real-time payment solutions.
  • Background in financial institution operations, credit unions, or banking environments.

 

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This job is Hybrid Remote.

Pay Range: Salary $70,000.00 to $100,000.00

We offer several comprehensive benefits package including health and life insurance, paid and unpaid time off, and retirement and savings plans to qualifying employees.

Download the Sparks Group mobile app from Apple App Store or Google Play.

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Sparks Group is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, pregnancy, citizenship, family status, genetic information, disability, or protect veteran status.

 

About the Company

S

Sparks Group

Bringing the Best People and the Best Companies Together Since 1970.

Sparks Group (formerly SPARKS, Sparks IT Solutions, and Sparks Personnel) is the Washington DC Area's leading temporary staffing and full-time recruiting services provider. Whether you are seeking your next opportunity or looking to add talent, Sparks Group is the ideal partner for you! Each of our four divisions (Sparks Office, Sparks Accounting & Finance, Sparks IT, and Sparks Creative) specializes in placing professionals in temporary/contract, temporary-to-full-time, and full-time roles across a diverse array of staffing categories, positions and levels including: office/administrative, customer service, human resources and talent acquisition, legal support, government and cleared personnel, mortgage/banking, accounting and finance, contracts and procurement, information technology and creative/marketing.

Sparks Group brings over four decades of experience placing professionals in challenging and rewarding positions at many of the area’s most prestigious organizations. Our primary focus is presenting opportunities that match each candidate’s skill-sets, experience levels, career objectives, and growth needs. Sparks Group has regularly ranked as one of the top US staffing and recruiting firms having been named to Inavero’s Best of Staffing Lists® for Client and Employee Satisfaction (2012-2017). Additionally, Sparks Group is proud to have been recently selected for other awards Staffing Industry Analysts’ 2017 Best Staffing Firms to Work For, Washington Business Journal Best Places to Work (2017), the Washington Post’s Top Workplaces® List (2017, 2014), Forbes® Best Professional Recruiting Firms (2017), and the National Capital Business Ethics Award.

COMPANY SIZE
50 to 99 employees
INDUSTRY
Staffing/Employment Agencies
FOUNDED
1970
WEBSITE
https://www.sparksgroupinc.com