Job#: 3024119 Job Description: Sr. Developer Location: Wilmington, Delaware (Hybrid) Employment Type: Contract Role Overview We are seeking a skilled Senior Developer to join a credit execution team that manages credit strategy implementation. This role is positioned at the intersection of technology and business, focusing on leveraging platforms by implementing code logic for backend decisioning. The team is currently transforming its infrastructure from mainframe to open source and is scaling up its new technology stack and engagement. Key Responsibilities Collaborate with teams in technology, credit risk, and product to execute the modernization roadmap. Become proficient in the existing decision engine architecture and business workflows to lead enhancement initiatives. Assess and identify opportunities for optimization as the platform transitions to its target state. Lead technical conversations and suggest upgrades that support a smooth modernization process. Implement code logic for backend decisioning systems. Required Qualifications Experience: 10+ years in financial services, specifically within the lending space, involved with strategy-based decisioning platforms. 8+ years of programming experience, with Java as the primary language. Experience with open-source decision engines (e.g., Pega, FICO, Drools, InRule). Proven experience modernizing enterprise systems to cloud-native architectures. DevOps experience in a cloud environment. Proficiency in Agile methodologies and incremental delivery. Technical Skills: Strong software engineering fundamentals with the ability to work across a modern tech stack. Familiarity with cloud concepts (AWS preferred) and containerization (e.g., Kubernetes, Docker). Proficiency in SQL and JSON to support design and implementation. Preferred Qualifications Prior exposure to data build tool (dbt). Candidates must live within a commutable distance of Wilmington, DE or Baltimore, MD. Work Environment This is a hybrid role. This position has the potential for extension or conversion to a full-time employee. For conversion consideration, candidates must live within 50 miles of the corporate offices in Wilmington, DE or Baltimore, MD. Compensation & Benefits The pay rate for this position is $85.50 per hour. Please note that this is a contract role and benefits may differ from full-time positions. We are an equal opportunity employer and welcome applications from all qualified candidates regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. Apex uses a virtual recruiter as part of the application process. Click here for more details. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation in using our website for a search or application, please contact our Benefits Department at [email protected] or 804-523-8228. Apex Systems is a world-class IT services company that serves thousands of clients across the globe. When you join Apex, you become part of a team that values innovation, collaboration, and continuous learning. We offer quality career resources, training, certifications, development opportunities, and a comprehensive benefits package. Our commitment to excellence is reflected in many awards, including ClearlyRateds Best of Staffing in Talent Satisfaction in the United States and Great Place to Work in the United Kingdom and Mexico. Apex uses a virtual recruiter as part of the application process. Click here for more details. Apex Benefits Overview: Apex offers a range of supplemental benefits, including medical, dental, vision, life, disability, and other insurance plans that offer an optional layer of financial protection. We offer an ESPP (employee stock purchase program) and a 401K program which allows you to contribute typically within 30 days of starting, with a company match after 12 months of tenure. Apex also offers a HSA (Health Savings Account on the HDHP plan), a SupportLinc Employee Assistance Program (EAP) with up to 8 free counseling sessions, a corporate discount savings program and other discounts. In terms of professional development, Apex hosts an on-demand training program, provides access to certification prep and a library of technical and leadership courses/books/seminars once you have 6+ months of tenure, and certification discounts and other perks to associations that include CompTIA and IIBA. Apex has a dedicated customer service team for our Consultants that can address questions around benefits and other resources, as well as a certified Career Coach. You can access a full list of our benefits, programs, support teams and resources within our 'Welcome Packet' as well, which an Apex team member can provide. Employee Type: Contract Location: Wilmington, DE, US Job Type: Date Posted: April 23, 2026 Pay Range: $85 - $85 per hour Similar Jobs Sr. Service Now Developer Sr. Full Stack Developer Sr. Java Developer Sr. .NET Developer * Sr. Python Developer