Specialist (Product Architect)

Location: Denver, CO
Work Mode: Onsite

Responsibilities:

• Engage with business and technology stakeholders to understand payment processing and routing requirements.
• Act as the primary Payment Domain SME, providing solution guidance to business, engineering, and partner teams.
• Design and propose end-to-end payment routing and integration solutions aligned with standards, industry best practices, and platform capabilities.
• Collaborate with internal IT teams, business teams, vendors, and third parties to gather, analyze, and validate business and technical requirements.
• Represent the IT team in client, vendor, and third-party meetings, ensuring clarity and alignment.
• Define requirements and acceptance criteria considering edge cases and scenarios in payment processing.
• Recommend payment routing configurations, customization approaches, and integration strategies, including rules, workflows, and interfaces.
• Conduct solution walkthroughs, architecture reviews, and product demonstrations as needed.
• Support presales to post-implementation handover, working closely with product, engineering, support, and operations teams.
• Identify knowledge gaps within the team and drive enablement and training initiatives.
• Develop and maintain documentation, including solution proposals, architecture diagrams, implementation plans, and customization specifications.
• Ensure payment solutions comply with security, PCI, and enterprise governance standards.

Requirements:

• Proven experience working as a Payment Domain SME in large-scale enterprise environments.
• Deep understanding of end-to-end payment processing workflows, including authorization, clearing, settlement, reconciliation, and dispute handling.
• Strong knowledge of payment routing engines, transaction decisioning, and rule-based routing.
• Hands-on experience with multiple payment methods, including cards, digital wallets, and alternative payment methods.
• Experience integrating with payment gateways, acquirers, processors, and third-party payment service providers.
• Experience designing and solutioning payment integrations and platforms in complex ecosystems.
• Ability to architect secure, scalable, and highly available payment solutions.
• Strong analytical and problem-solving skills, especially in high-volume transaction environments.
• Ability to translate technical designs into business-focused solutions for executive and operational stakeholders.
• Good understanding of PCI DSS standards and secure handling of payment data.
• Familiarity with industry regulations and compliance requirements related to payment processing.
• Experience working with security and compliance teams to ensure adherence to enterprise controls.
• Demonstrated experience in a solution leadership or technical leadership role.
• Strong communication and presentation skills, capable of engaging senior business and technology leaders.
• Ability to represent the IT organization in client, vendor, and third-party engagements.
• Experience identifying team skill gaps and mentoring/training engineers on payment concepts and solutions.
• Prior experience supporting Telecom and/or Retail clients.
• Experience working with large, regulated enterprises similar in scale and complexity.