Senior Vice President Commercial Lender - Tampa, FL

Job Title: Senior Vice President Commercial Lender

Primary Location: 12471 W. Linebaugh Ave. Tampa, FL 33626

Employee Status: Full-time salary

Workplace Type: Fully On-Site

Who we are:

At LMCU, you'll find more than just a job - discover a fulfilling career where your contributions truly matter. Join our talented team at Lake Michigan Credit Union and discover the difference an employer who puts people first can make in your career and life.

About this position:

The Senior Vice President Commercial Lender is responsible for developing new business, the structuring and closing of commercial loans, and maintaining and servicing an existing portfolio. This role will also represent the credit union in the local community through active participation in community affairs and through marketing all of the credit union's products and services.

What you'll do:

Business Development & Relationship Management

• Generates new commercial lending opportunities through prospecting, referral network development, market expansion, and strategic relationship building with business owners, centers of influence, and existing clients.

• Manages and grows a commercial loan portfolio by monitoring credit performance, identifying risk factors, maintaining borrower relationships, and ensuring portfolio growth aligns with organizational lending objectives and risk tolerance.

• Evaluates commercial loan requests through detailed financial statement analysis, cash flow assessment, risk evaluation, collateral review, and credit structuring to develop sound lending recommendations and support portfolio quality.

• Coordinates the end-to-end loan process, including loan structuring, documentation review, closing preparation, compliance verification, and execution of loan agreements to ensure accurate and timely funding.

• Maintains knowledge of and follows applicable federal and state laws, regulations, and credit union policies and procedures. Supports the organization's compliance and risk management efforts to identify and address potential risks.

• Bachelor's degree in Business Administration, Finance, Accounting, or related field.
• 7+ years of experience as a senior commercial lender, with proven success in portfolio management and business development.
• Thorough knowledge of commercial lending policy, depository services, credit union/banking operations. Solid financial analysis capabilities and understanding of financial statements

• All Employees: weekly pay and retirement savings options.
• Full Time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement.
• To see a full list of our benefit offerings, check out this helpful guide!