Job Title
Senior Underwriter / Underwriting Team Lead
Role Overview
The Senior Underwriter / Team Lead is a player-coach role responsible for driving underwriting output, improving decision quality, and coaching a team of underwriters and sales representatives. This person sets the tone for credit discipline, turnaround speed, and operating standards, while maintaining strong visibility into profitability tied to the team’s performance.
About our Client
Craft has partnered with a highly reputable, growth-oriented specialty finance platform focused on operational rigor, speed-to-decision, and performance-based culture. As one of the premier lenders in the space, they are expanding their underwriting team. Their continued success depends on bringing in leaders who can oversee a team.
Location
This position is onsite in NYC or Ridgewood, NJ
Key Responsibilities
- Lead complex underwriting decisions and escalations.
- Oversee profitability for a team consisting of ISO Reps and Underwriters
- Set decision frameworks and quality thresholds for team output.
- Coach, train, and performance-manage underwriters.
- Partner with revenue/production leadership to improve conversion quality.
- Monitor approval quality, decline trends, and downstream portfolio behavior.
- Maintain SLA discipline for turnaround and communication.
- Help hire and onboard additional underwriting talent as needed.
Required Skills/Experience
- 5+ years underwriting experience in MCA/revenue-based/specialty SMB lending.
- Prior leadership experience as senior underwriter, team lead, or manager.
- Proven ability to balance speed with disciplined risk controls.
- Strong judgment, communication, and conflict-resolution skills.
- Track record of improving team consistency and throughput.
Nice to Haves
- Experience building underwriting scorecards/frameworks.
- Experience leading in high-volume broker/ISO originations.
- Exposure to portfolio analytics and performance calibration.
What’s in it for you
- Base Salary of $100K - $150K DOE with OTE of $200K to $300K
- 401K - Employer Matched
- Medical, Dental and Vision
- Hybrid Work Environment, Weekly Lunch Stipend, Company Hosted Events
- Career Development
- PTO, Sick and Personal Days
- High-visibility role with direct impact on funded quality and growth outcomes.
- Full-time, NYC onsite role with strong long-term growth path.