Senior Regional Credit Officer - San Antonio

Broadway Bank

San Antonio, TX

JOB DETAILS
SKILLS
Best Practices, Business Banking, Coaching, Commercial Banking, Commercial Loans, Commercial Property Loans, Credit Processing, Investment Management, Loan Closing, Loan Processing, Loan Structuring, Loan Underwriting, Loans, Market Trend Analysis, Mentoring, Mortgage, Mortgage Lending, Performance Analysis, Performance Reviews, Private Banking, Regulations, Regulatory Compliance, Time Management, Training/Teaching, Willing to Travel
LOCATION
San Antonio, TX
POSTED
30+ days ago

Why Broadway BankWe are one of the largest independently owned banks inTexas with offerings in personal and private banking wealth managementbusiness banking and mortgage lending. Position OverviewThis role overseesloan portfolio management within assigned regions across multiple lines ofbusiness to ensure sound underwriting loan closing and portfolioadministration practices. As the primary liaison between Bankers and the CreditDepartment this role ensures the effective delivery of CRE Middle MarketBusiness Banking and Private Banking credit products to clients withindesignated territories. The Senior Regional Credit Officer also plays a keyrole in the development recommendation and implementation of policiesgoverning the Banks credit activities and supervises credit department staffto achieve performance goals.Essential FunctionsApprove commercial business private banking and commercial real estate loans within delegated lending authority and provide credit concurrence on actions above authority limits.Act as a member of the Senior Officers Loan Committee and Senior Officers Policy Committee contributing expertise and insights on credit administration topics and making periodic presentations.Serve as the Chief Credit Officers proxy during committee meetings and may assume the CCOs lending authority in their absence.Oversee credit approval responsibilities for new Commercial Business Banking and Private Banking opportunities by coordinating the effective use of Credit Department resources and Portfolio Managers.Manage the credit approval process for renewals and new prospect approvals ensuring timely processing with the Credit Department.Play an integral role in maintaining and enhancing the Banks Commercial Credit policy and guidelines in response to new product developments market conditions and regulatory changes.Act as the subject matter expert for credit administration within Business Commercial and Private Banking areas providing training and mentorship for credit analysts portfolio managers and assistant relationship managers.Collaborate closely with Commercial Business Private Banking and CRE teams to refine internal processes enhancing external effectiveness for bankers.Supervise and coach Portfolio Managers within the Credit Department including responsibilities for hiring terminations performance evaluations and approving leave requests.Participate in seminars training and ongoing education to stay updated on compliance requirements market trends and best practices in loan processing.Assist as needed with workout collection and rehabilitation of commercial loans under Special Assets.Lead or contribute to special projects that may require presentations to Committees Executive Management or the Board of Directors.Perform additional duties as assigned supporting overall credit management objectives. This position may require travel within the Banks geographic area.

About the Company

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Broadway Bank