Senior Lead Architect, Client/Merchant Onboarding - CIB

Lead Architect

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As a Lead Architect at JPMorgan Chase within the CIB Payments, Merchant Services, you are an integral part of a team that works to develop high-quality architecture solutions for various software applications on modern cloud-based technologies. As a core solution architect, you are responsible for conducting critical architecture solutions across multiple technical areas within various business functions in support of project goals.

Job responsibilities

• Engages technical teams and business stakeholders to discuss and propose technical approaches to meet current and future needs
• Defines the technical target state of their product and drives achievement of the strategy
• Leverages enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis and decisioning across the product family, with human-in-the-loop validation and appropriate handling of sensitive data.
• Participates in architecture governance bodies
• Evaluates recommendations and provides feedback on solution options
• Executes creative software solutions, design, development, and technical troubleshooting with the ability to think beyond routine or conventional approaches to build solutions or break down technical problems
• Identifies opportunities to eliminate or automate remediation of recurring issues to improve overall operational stability of software applications and systems
• Leads evaluation sessions with external vendors, startups, and internal teams to drive outcomes-oriented probing of architectural designs, technical credentials, and applicability for use within existing systems and information
• As a member of the team, build trusted relationships with business and technical decision makers in the customer's organization to provide business and technical thought leadership
• Identifies opportunities to modernize platform capabilities along with business initiatives
• Executes creative software solutions, design, development, and technical troubleshooting with the ability to think beyond routine or conventional approaches to build solutions or break down technical problems
• Practical cloud native experience
• Leverages enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis and decisioning across the product family, with human-in-the-loop validation and appropriate handling of sensitive data

Required qualifications, capabilities, and skills

• 8+ years of hands-on practical experience delivering system design, application development, testing, and operational stability with software patterns and principles
• Hands on building onboarding experiences, self service and assisted
• Strategic mindset in shaping onboarding transformation for payments business - includes digital onboarding, self servicing experience for clients, partner integration
• Solid understand of acquiring payments onboarding and various complex client setups like Integrators, Franchise, Payment Facilitators
• Solid understanding of various onboarding steps including KYC, credit, risk, screening
• Advanced knowledge of one or more software, applications, and architecture disciplines
• Demonstrated proficiency in software applications and technical processes within a technical discipline (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)
• In-depth knowledge of the financial services industry and their IT systems
• Demonstrated experience applying enterprise-authorized AI capabilities within the work environment in architecture and engineering workflows with strong validation habits and awareness of data sensitivity
• Ability to evaluate and integrate AI-enabled capabilities into enterprise-grade architectures while meeting resiliency, security, and auditability requirements

Preferred qualifications, capabilities, and skills

• Point of Sale experience is a plus
• Cloud certification is a plus
• Practical cloud native experience
• Strong experience in APIs
• Ability to understand business requirements, create design, create technical delivery roadmap and technical know how's
• Strong Experience as a functional architect (business / product)
• Experience with domain model, understands business process flow, client experience and use cases
• Understands business capability, features taxonomy
• Strong communication and leadership presence