Senior Credit Review Manager

First Commonwealth Bank

Indiana, PA

JOB DETAILS
SKILLS
Analysis Skills, Auditing, Banking Regulations, Business Processes, Credit Analysis, Credit Processing, Credit Risk, Employee Orientation, Financial Audit, Financial Operations, Financial Reporting, Generally Accepted Auditing Standards (GAAS), Information Technology/Systems Audit, Leadership, Loan Documents, Loans, Maintain Compliance, Operational Audit, Performance Reviews, Regulatory Requirements, Risk, Risk Analysis, Sarbanes-Oxley Act (SOX), Underwriting
LOCATION
Indiana, PA
POSTED
30+ days ago
Manages the overall Credit Review function including staff, administration, reviews, and special projects, making certain that practices conform with generally accepted audit standards, bank policies, regulatory requirements (i.e. SOX), and risk of operations. Works with the Chief Audit Executive, Operations, IT, and Financial Audit Managers to develop workflows and ensure adherence to and coverage of the Audit Plan and Audit Committee directives. Ensures the detailed analysis and examination of underwriting, financials, and loan documentation completed which result in determining borrowers' ability to repay loans and the accuracy of the assigned risk ratings. Coordinates with Audit Managers and Executive to provide appropriate coverage of plans and directives of the Audit Committee, while integrating the functions of all credit review and audit groups and increasing efficiency. Performs risk assessments and recognizes Credit as well as non-Credit risks for key business processes. Ensures that credit review processes are sufficient to generate credit reviews and reporting that fulfill objectives of plans. Manages the scoring of review functions to be performed, the development of the credit review schedule and annual plan. Essential Job Responsibilities 1. Manages the overall Credit Review function including staff, administration, reviews, and special projects making certain that practices conform with generally accepted audit standards, bank policies, regulatory requirements (i.e. SOX), and risk of operations. Ensures portfolio coverages meets or exceeds audit plan requirements. 2. Works with the Chief Audit Executive, Operations, IT, and Financial Audit Managers to develop workflows and ensure adherence to and coverage of the Audit Plan and Audit Committee directives. 3. Provides leadership and guidance to staff throughout all credit review engagements and special projects, in all areas of the bank, in order to meet the objectives and goals of the department. Applies extensive expertise of credit review techniques, standards, and the processes related to financial reporting. 4. Ensures the detailed analysis and examination of underwriting, financials, and loan documentation completed which result in determining borrowers' ability to repay loans and the accuracy of the assigned risk ratings. 5. Coordinates with Audit Managers and Executive (i.e. Financial, Operations, and IT,) to provide appropriate coverage of plans and directives of the To view the full job description please use the link below. https://www.aplitrak.com/?adid=YmJnZW5lcmljLjI2ODM5LjEwODY1QGZjYmFua2luZ2NvbXAuYXBsaXRyYWsuY29t

About the Company

F

First Commonwealth Bank