Senior Compliance Analyst

Kind Lending Llc

Santa Ana, CA

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JOB DETAILS

SALARY

$70,000–$85,000 Per Year

SKILLS

Advertising, Analysis Skills, Best Practices, Brochures, Communication Skills, Consumer Finance, Consumer Protection, Customer Support/Service, Detail Oriented, Diversity, Documentation, Equal Credit Opportunity Act (ECOA), Fair Credit Reporting Act (FCRA), Federal Laws and Regulations, Flyers, Industry/Trade Analysis, Internet Video, Interpret Regulations, Keyboards, Legal, Loan Origination, Loans, Maintain Compliance, Marketing, Marketing Automation Software, Marketing Communications, Marketing/Sales Collateral, Mortgage, Mortgage Lending, Mortgage Regulations, Office Equipment, People Management, Physical Demands, Policy Development, Presentation/Verbal Skills, Problem Solving Skills, Procedure Development, Radio Promotions, Real Estate, Regulations, Regulatory Compliance, Regulatory Requirements, Residential Mortgages, Risk, Risk Management, Social Media, State Laws and Regulations, Telemarketing, Television Advertising, Training/Teaching, Truth in Lending Act (TILA), Writing Skills

LOCATION

Santa Ana, CA

POSTED

1 day ago

Position Summary:

The Senior Compliance Analyst (Marketing) reports to the VP Compliance Risk Management and is a key player in the Kind Lending Risk and Compliance Division with responsibility of reviewing diverse marketing collateral items for compliance and providing prompt responses to Marketing and other departments. The ideal applicant will have 3-5 years of current experience in this specific area.

We are seeking a meticulous and detail-oriented individual to join our team as a Senior Marketing Compliance Specialist. The successful candidate will be responsible for ensuring that all marketing materials and communications related to mortgage loans adhere to regulatory requirements and internal policies. This role requires a deep understanding of mortgage lending regulations and the ability to interpret and apply them to marketing materials effectively. The Senior Marketing Compliance Specialist will collaborate closely with the Marketing, Legal, and Compliance teams to review and approve all marketing materials, ensuring accuracy, transparency, and compliance with applicable laws and regulations.

The Team:

At Kind Lending, our family of diverse and talented Kind Ambassadors are the driving force behind our new approach to the mortgage experience. They're the heart and soul of the organization and our "People Before Profits" mentality shines through in every department. Kind Lending is growing and is looking for top mortgage professionals who value opportunity, lasting business partnerships, and who live out our KIND mindset. Kind Lending is determined to provide the best service in the industry while also providing homebuyers a great selection of products to enhance their buying experience. Backed by our trusted leadership team, Kind Lending's friendly and professional model puts the "fun" in funding.

Pay Disclosure:

The starting base pay range for this position is $70,000 - $85,000. The actual base is dependent on many factors such as: work experience, business needs, market demands, and other compensation components. The base pay range is subject to change and may be modified in the future.

Job Location:

This job can be in office, hybrid- 2-3 days per week, or remote from home if the candidate is more than 30 miles away from the corporate office. The location is subject to change and may be modified in the future.

Key Responsibilities:

Review and approve all marketing materials, including advertisements, brochures, flyers, mailers, emails, social media, websites, videos, telemarketing scripts, television and radio ads, and other promotional materials.
Provides written approvals, or detailed responses of the requirements for changes and modifications necessary to meet compliance guidelines. This will also include suggestions for revision of text, manner of display of information, and other components of the item to ensure clarity of the message/data to aid in consumer understanding of the product or service being presented.
Conduct thorough reviews of marketing materials to ensure compliance with relevant regulations, including but not limited to Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA), Fair Housing Act, and Consumer Financial Protection Bureau (CFPB) guidelines.
Monitor changes in mortgage lending regulations and ensure that marketing materials are updated accordingly to maintain compliance.
Work closely with the Marketing, Legal, and Compliance teams to address any compliance issues identified during the review process and provide guidance on achieving compliance.
Develop and maintain policies, procedures, and guidelines related to marketing compliance.
Provide training to marketing staff on regulatory requirements and compliance best practices.
Assist with regulatory examinations and audits by preparing documentation and responding to inquiries related to mortgage loan marketing compliance.
Stay informed about industry trends and best practices related to marketing compliance.
Perform additional responsibilities, as assigned.

Competencies:

3 - 5 years with proven experience in a mortgage compliance role.
Must have a working knowledge of both state and federal laws and regulation, including but not limited to, TRID, QM, ECOA, HMDA, FCRA, FACTA, HOEPA, and other regulations that are related to the consumer protection laws.
Strong understanding of regulatory and compliance issues affecting all aspects of the residential mortgage lending process
Strong analytical skills and attention to detail, with the ability to interpret complex regulatory requirements and apply them to marketing materials effectively.
Customer service skills necessary to work with all levels of management and staff in diversified departments; exhibit a professional manner in dealing with others and work to maintain constructive working relationship.
High level of verbal and written communication skills required to convert compliance language into layman's terms; ability to summarize and present complex information and issues succinctly with the appropriate level of detail.
Ability to work accurately and efficiently in a fast-paced environment.
Ability to handle competing priorities effectively and within established timeframes.
Familiarity with mortgage loan origination systems and marketing automation platforms

Work Authorization:

Must be able to verify identity and employment eligibility to work in the U.S. without a visa sponsorship.

Other Duties:

This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned to meet the needs of the organization.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.

Kind Lending is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to race, religion, creed, color, orientation, gender, age, national origin, veteran status, disability status, marital status, sexual orientation, gender identity, or gender expression.

Senior Compliance Analyst

Kind Lending Llc

Santa Ana, CA

About the Company

Kind Lending Llc

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