RISK MANAGER
Salary
$68,910.40 - $106,808.00 Annually
Location
Miami Gardens, FL
Job Type
Full-time
Job Number
10607 / 0264-001
Department
Human Resources
Opening Date
06/01/2026
Closing Date
6/15/2026 7:00 PM Eastern
General Description
This is highly responsible administrative, technical, and professional work involving the coordination and administration of the City's risk management, safety, workers' compensation, liability, and insurance programs. Responsibilities include overseeing workers' compensation, general liability, property and casualty claims coordination; administering safety and loss prevention initiatives; conducting risk assessments and safety inspections; coordinating insurance renewals and compliance requirements; and monitoring operational risk exposure City-wide.
The Risk Manager serves as the primary liaison between the City and insurance carriers, brokers, third-party administrators (TPAs), adjusters, legal counsel, medical providers, and regulatory agencies regarding claims administration, loss control, safety compliance, and insurance-related matters. The position is responsible for monitoring claims trends, identifying risk exposures, recommending corrective actions, and supporting strategic initiatives designed to reduce losses, improve workplace safety, and ensure regulatory compliance.
Work includes coordinating accident investigations, return-to-work initiatives, safety training programs, and City-wide safety committee activities. The incumbent exercises considerable independent judgment and initiative in the administration of risk and safety programs and performs work under the general direction of the Human Resources and Risk Director or designee.
Essential Job Functions
This is not intended as a comprehensive list; it is intended to provide a representative summary of the major duties and responsibilities. Incumbent(s) may be required to perform all duties listed, and may be required to perform additional, position-specific tasks.
Administers and coordinates the City's risk management, workers' compensation, liability, property, casualty, and safety programs.
Coordinates with insurance carriers, brokers, third-party administrators, adjusters, attorneys, medical providers, and regulatory agencies regarding claims administration and risk-related matters.
Monitors and analyzes workers' compensation, liability, property, and automobile claims for trends, exposures, reserve activity, and loss prevention opportunities.
Coordinates accident investigations and assists departments with implementing corrective actions and safety recommendations.
Conducts periodic inspections of City facilities, properties, equipment, vehicles, and operational areas to identify hazards and ensure compliance with applicable safety regulations and standards.
Assists in the development, implementation, administration, and evaluation of City-wide safety, loss prevention, and return-to-work programs.
Coordinates and facilitates Safety Committee and Accident Review Committee meetings, training initiatives, and prevention programs.
Maintains and updates schedules of City-owned properties, assets, equipment, and insurable values for insurance renewal and reporting purposes.
Assists with annual insurance renewal applications, underwriting submissions, exposure data collection, and related procurement or bid processes.
Reviews certificates of insurance, endorsements, and contractual insurance requirements for compliance with City standards and contractual obligations.
Researches and interprets applicable federal, state, and local laws, regulations, and industry standards related to risk management, workers' compensation, occupational safety, and insurance administration.
Develops, prepares, and makes recommendations regarding claims activity, safety performance, and risk mitigation efforts.
Assists departments and employees with workers' compensation claims processes, safety concerns, insurance-related matters, and return-to-work coordination.
Conducts or coordinates employee safety training, workshops, orientations, and educational initiatives related to workplace safety and risk reduction.
Responds to inquiries and provides technical guidance regarding risk management, safety, insurance, and claims-related matters.
Assists with the development and revision of policies, procedures, safety manuals, and operational guidelines related to risk management and workplace safety.
Coordinates with departments regarding emergency preparedness, incident reporting, and operational risk mitigation strategies.
May supervise, coordinate, or oversee the work of assigned staff, consultants, vendors, or third-party service providers.
Performs related work as required.
Minimum Qualifications
Knowledge, Skills, and Abilities: Knowledge of the principles, practices, and procedures of public sector risk management, safety administration, workers' compensation, and insurance programs. Knowledge of OSHA standards, occupational safety practices, and workplace accident prevention programs. Knowledge of workers' compensation laws, liability claims administration, insurance principles, and applicable federal, state, and local regulations. Knowledge of claims management practices, loss prevention strategies, and return-to-work programs. Knowledge of contract insurance requirements and certificate of insurance review procedures.
Ability to conduct safety inspections, accident investigations, risk assessments, and operational evaluations. Ability to analyze claims trends, compile statistical data, prepare reports, and make recommendations for corrective action and risk mitigation. Ability to maintain confidential and sensitive information. Ability to communicate effectively both orally and in writing. Ability to establish and maintain effective working relationships with employees, management, elected officials, outside agencies, vendors, consultants, and the public. Ability to exercise sound judgment and work independently with minimal supervision. Proficient in the use of computer applications, databases, spreadsheet software, and risk management-related systems.
Education & Experience Requirement: Bachelor's degree in Risk Management, Public Administration, Business Administration, Occupational Safety, Insurance or closely related field; with a minimum five (5) years progressively responsible professional experience in risk management, workers' compensation administration, safety administration, liability claims coordination, insurance administration, or a closely related field, preferably within a municipal or public sector environment. Experience coordinating with insurance carriers, brokers, third-party administrators, attorneys, and regulatory agencies is preferred. Must possess and maintain a valid Florida Driver License with an acceptable driving record throughout employment.
Possession of professional certifications such as Associate in Risk Management (ARM), Certified Risk Manager (CRM), Certified Safety Professional (CSP), OSHA certifications, or related designations is desirable.
Supplemental Information
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work is performed in both office and field environments and may require travel to various City facilities and operational locations. Duties may involve prolonged periods of sitting, standing, walking, bending, reaching, lifting, and operating standard office equipment. The employee may occasionally be required to lift or move items weighing up to thirty (30) pounds.
The incumbent may be exposed to outdoor weather conditions, construction sites, traffic conditions, or other operational environments during inspections and investigations.
Medical Insurance
Aetna EPO Plan:
The City pays 100% of the employee premium.
The City pays 50% of dependent premiums.
Aetna Choice 90% or Aetna Choice 100% Plan:
The City pays the equivalent of 100% of the Aetna EPO plan premium for the employee.
The City pays 50% of dependent premiums.
Waiver of Coverage: Employees who decline City health insurance and provide proof of other coverage, along with a signed waiver, receive a medical stipend of $125.00 bi-weekly.
Dental Insurance
DHMO Plan:
The City pays 100% of the employee premium.
For dependent coverage, the City pays 100% of the employee portion; the employee pays the remainder for dependents.
DPPO Plan:
Employees may elect the DPPO plan at full cost, paid via payroll deductions.
Vision Insurance
Life Insurance & Disability
Basic Life and AD&D:
Provided at three (3) times the employee's annual salary, fully paid by the City.
Optional Coverage(employee-paid via payroll deduction):
Supplemental Life Insurance and AD&D
Short-Term Disability
Long-Term Disability
Voluntary Benefits
Employees may enroll in the following optional benefits at full cost, paid via payroll deductions:
Additional Benefits
Employee Assistance Program (EAP): Free and confidential support services for employees.
Personal Leave (PTO):
Accrual of 176 hours annually, on a pro-rata bi-weekly basis.
Usable for vacation, illness, or personal needs.
Note: Bargaining unit members should refer to their respective Collective Bargaining Agreement (CBA).
Paid Holidays:
13 paid holidays per year, including one floating holiday.
The floating holiday must be used by the end of the fiscal year; it is not eligible for payout upon separation.
Administrative Leave:
12 days granted at the beginning of each fiscal year.
Retirement
01
Which best describes your level of education?
02
How many years of progressively responsible professional experience do you have in risk management, workers' compensation administration, safety administration, liability claims coordination, insurance administration, or a closely related field, preferably in a municipal or public-sector environment?
03
Do you have experience coordinating with insurance carriers, brokers, third-party administrators, attorneys, and regulatory agencies?
04
Do you possess any professional certifications such as Associate in Risk Management (ARM), Certified Risk Manager (CRM), Certified Safety Professional (CSP), OSHA certifications, or related designations?
05
If you possess any certifications, what certifications do you hold?
06
Do you currently possess a valid State of Florida Drivers License?
Required Question
Employer City of Miami Gardens
Address 18605 NW 27 Avenue
Miami Gardens, Florida, 33056
Phone 305-622-8030
Website http://www.miamigardens-fl.gov