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Retail Loan Support Specialist

Columbia Bank

Salem, OR

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JOB DETAILS
SALARY
$62,000–$109,000 Per Year
SKILLS
Accounting, Bank Secrecy Act, Banking Regulations, Business Banking, Business Development, Business Growth, Business Loans, Communication Skills, Computer Skills, Consumer Loans, Consumer Regulations, Credit Risk, Economics, Leadership, Loan Approval, Loan Origination, Loan Policy, Loan Portfolio, Loan Regulations, Loan Structuring, Loans, Microsoft Office, Network Administration/Management, Performance Analysis, Presentation/Verbal Skills, Procedure Development, Process Development, Regulations, Regulatory Compliance, Regulatory Requirements, Retail, Retail Banking, Retail Management, Risk, Small Business, Strategic Planning, Time Management, Training/Teaching, Training/Teaching Materials, Willing to Travel, Writing Skills
LOCATION
Salem, OR
POSTED
Today
Job Description


About the Role:

Serves on the process and portfolio team for consumer, business, and SBA centralized lending. Develops and grows business lending acumen through coordination of focused and broad training, guideline and procedure creation or clarification, and suggested system enhancements for the retail network. Represents retail interests in bank-wide lending initiatives and planning. Participates in management of the retail network loan portfolio. Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.


+ Works with partners to ensure consumer and small business credit matrices, policies/guidelines are implemented, tested, and monitored in the Loan Origination System (LOS), in alignment with the Bank’s credit policies and desired credit quality results that will serve the needs of the Retail Bank client and associates to maximize efficiency, consistency, and quality of work product.

+ Collaborate with HR/Training and Retail leadership to develop and deliver advanced lending training content to branch associates. Services as subject matter expert.

+ Develops effective communication with the Dir of Retail Lending and business line partners for the small business, consumer, and SBA loan approval processes, as well as monitors portfolio performance.

+ Deepen associates’ lending knowledge by developing and contributing to consumer, business and SBA credit training and portfolio service functions to support the Bank’s risk parameters and growth goals.

+ Assists in the development of credit service strategies, policies, and procedures to optimize the various credit and support functions based on Columbia’s existing portfolio and footprint and provides a scalable credit and support function to support anticipated Columbia growth.

+ Participate and lead successful completion of department tasks, goals and objectives while supporting growth and development and giving timely performance feedback.

+ Lead and/or participate in projects that have impact across lines of business and are in line with Columbia Bank’s mission and key objectives.

+ Serve as a key resource for retail bankers and retail managers.

+ Ensure frontline lending processes remain compliant and functional.

+ Assist in new lending product and process development.

+ Manage the retail portfolio by monitoring maturities, collateral perfection, adherence to compliance and regulatory requirements, and charge-offs.

+ Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities – knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.

+ Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.

+ Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.

+ May be asked to coach, mentor, or train others and teach coursework as subject matter expert.

+ Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words.

+ Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words.

+ Takes personal initiative and is a positive example for others to emulate.

+ Embraces our vision to become “Business Bank of Choice”

+ May perform other duties as assigned.


About You:

Experience


+ Bachelor’s Degree: Bachelors in business, accounting, economics, or equivalent (Preferred)

+ 5 years: Business and consumer lending experience (Required)

+ 1 year: Centralized lending experience (Required


+ 1 year: Centralized lending experience (Required


+ Advanced knowledge of business and consumer lending regulations, policies, methods of operation

+ Advanced knowledge of credit risk

+ Demonstrated experience developing, modifying, or executing policies and procedures

+ Demonstrated ability to regularly interact with and present data to senior leadership

+ Successful and effective experience training and presenting to large and small audiences

+ Experience directing and influencing the work of others, with the ability to build and maintain internal relationships

+ Excellent written and verbal communication skills

+ Possess strong computer skills including use of Microsoft Office suite


Travel Requirements


+ Occasional


The pay range for this role is $62,000.00 - $109,000.00


The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process.


Primary Location: Ability to work fully onsite at posted location(s).


301 Church Street Salem OR 97301


Our Benefits:


We are proud to offer a competitive total rewards package including base wages and comprehensive benefits.


We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.


Our Commitment to Diversity:


Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: careers@columbiabank.com .


To Staffing and Recruiting Agencies:


Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.

About the Company

C

Columbia Bank