Were seeking a motivated and member-focused professional to join our team as a Real Estate Loan Officer. In this role youll be responsible for originating real estate loans while guiding members seamlessly through the borrowing process. Youll build strong referral relationships within the local real estate community-including builders developers and realtors-to drive loan opportunities and elevate the member experience. The ideal candidate provides exceptional service shares information about HCU products and services supports mortgage personnel when needed and actively promotes HCUs brand and culture in every interaction.
ABOUT HEARTLAND
Heartland Credit Union has been providing exceptional member service for over 75 years. Our small friendly work environment allows our employees to know our customers we serve and fellow employees. As we continue to grow we need great talent like you to be a part of our team and culture. HCU has many locations in Kansas including Wichita Hutchinson Newton Haven Hays and Ness City. Learn more about Heartland Credit Union by going to www.hcu.coop.
WORK DETAILS
Monday-Friday 9am-5pm some after hour events and Saturdays required. Office located at 3777 N Maize Rd in Wichita KS
RESPONSIBILITIES FOR REAL ESTATE LOAN CONSULTANT
Looking for an experienced Real Estate Lending Consultant to help current and prospective members in the Hutchinson area find the right solutions for their real estate lending related needs. Responsibilities include:
• Guides member through the borrowing process. • Interviews takes applications and processes preliminary documentation on loan requests. • Discusses loan alternatives credit criteria interest rates and loan documentation in such a manner as to elicit positive responses from members. • Analyzes and evaluates loan requests and prepares written submission for consideration. • Maintains communication with the member throughout the loan process to answer questions handle requests and resolve problems. • Performs follow-up work as necessary to achieve conditional approval within established time frames. • Works with the real estate community to build trusted referral relationships for the purpose of originating real estate loans. • Informs members of HCU loan policies and services. • Counsels members regarding money management and financial matters. • Counsels members whose loan requests were denied explaining reasons and alternatives. • Maintains and projects HCUs professional reputation. • Keeps members properly informed of HCU loan policies and services. • Provides superior service to our members. • Pro-actively supports and advances HCUs brand and culture. • Performs all other duties as assigned.
REQUIREMENTS FOR REAL ESTATE LOAN CONSULTANT
High school graduate or equivalent. One to two years of related mortgagereal estate lending experience required. Understanding of the foundation of determining credit worthiness. Familiarity with title reports insurance and appraisals. Real estate background helpful. Strong interviewing skills. Excellent communication and public relations abilities. Strong analytical and financial skills. Sedentary work stationary most of the time.
OTHER REQUIREMENTS
Valid drivers license. Requires National Mortgage Licensing System and Registry NMLS registration under the SAFE Act of 2008. Will be subject to the required registration process which includes fingerprinting and a criminal background screening. Fees are paid for by Heartland Credit Union. Pass criminal background check drug screen credit check and past employment and education verification. Complete required screenings.
EEOE race color religion sex national origin disability protected veterans.
For immediate consideration To apply from our career site go to Apply Now. If you are viewing from an outside posting board go to www.hcu.coop then find Careers. You must create an account to apply and upload a resume. All inquiries are completely confidential.