The Portfolio Manager (PM) oversees and actively manages a diverse portfolio of commercial loan relationships, supporting Loan Officers through underwriting, credit structuring, and approval processes.
They review financial statements, monitor loan performance, ensure compliance with loan agreements, and manage risk ratings and amendments.
The role requires strong credit judgment, industry knowledge, and adherence to policies and regulations.
Qualifications include a bachelor’s degree, 3+ years of commercial lending experience, and proficiency in financial analysis and software tools.
Core competencies involve leadership, technical expertise, financial acumen, resilience, interpersonal skills, and decision-making.
Essential requirements include multitasking, working under stress, and occasional travel. The PM ensures accurate data management and supports regulatory compliance to optimize portfolio performance.