Multifamily Analyst

CFG Bank, based in Baltimore, Maryland, is a leading financial institution serving the national healthcare and multifamily markets and the Mid-Atlantic region. As the 6th largest bank in Baltimore by deposits and the largest locally based, we've grown from $1 billion to over $6+ billion in assets by 2026. With over 30 years of expertise, we rank among the top five healthcare bridge-to-HUD lenders in the country. At CFG Bank, we redefine banking by blending big bank capabilities with personalized boutique service. Recognized as a "Best Place to Work" by the Baltimore Business Journal across multiple years, we're intentional about creating an environment where people feel valued, supported, and excited about work each day. Our goal is simple: to make every team member feel that choosing CFG Bank was one of the best decisions of their career. Join us and experience what sets CFG Bank apart.

POSITION SUMMARY: CFG Bank is seeking a highly analytical Multifamily Analyst to support the front-end of our Bridge, HUD, and Agency lending platform. This role is focused on initial deal screening, financial modeling, and go/no-go decision support across a high volume of multifamily opportunities. The Analyst will work closely with originators to quickly assess new transactions, evaluate risk and structure, and help prioritize deals in a fast-paced, deal-driven environment. This is an ideal opportunity for a candidate with strong technical skills who thrives in a front-end, decision-oriented role with broad product exposure.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Serve as a first-line analysis of new deal flow, partnering with originations to screen and assess multifamily lending opportunities
• Build and run quick-turn financial models to support initial sizing, pricing, and structuring across Bridge, HUD, and Agency products
• Provide go/no-go recommendations based on credit metrics, risk factors, and deal viability
• Analyze property financials, rent rolls, operating statements, and market data to inform early-stage decision making
• Support originators in structuring deals competitively and efficiently, including identifying best-fit execution across lending products
• Evaluate opportunities that fall outside core products by coordinating with correspondent lenders and capital partners
• Prepare concise deal summaries and screening memos for internal discussions and credit alignment
• Continuously refine screening assumptions, templates, and modeling tools to improve speed and consistency
• Assist with underwriting and deal progression for selected transactions
• Other duties as assigned

QUALIFICATIONS AND REQUIREMENTS:

• Two to four years of experience in CRE lending, underwriting, or credit analysis; CRE brokerage with strong financial modeling; or real estate-focused investment banking
• Strong financial modeling skills with the ability to analyze deals quickly and efficiently
• Solid understanding of CRE fundamentals, including cash flow analysis, valuation, and loan structuring
• Exposure to multifamily lending (Bridge, Agency, HUD) preferred, but not required
• Ability to evaluate deals across multiple structures and think creatively around execution options
• Strong attention to detail with the ability to manage multiple deals in a high-volume pipeline

WORK ENVIRONMENT: We offer a hybrid schedule, with 4 days in-office and 1 day remote after the initial 90-day period.

COMPENSATION DISCLOSURE: In compliance with New York State and New York City pay transparency laws, the good faith base salary range for this position is $85,000 - $95,000 per year. Actual compensation will be determined based on factors such as experience, education, skills, internal equity, and market considerations. This role may also be eligible for bonus or incentive compensation and benefits.

EMPLOYMENT CLASSIFICATION This position is classified as Exempt under applicable wage and hour laws.

BENEFITS AND ADDITIONAL COMPENSATION: Additionally, this position includes a comprehensive benefits package and other forms of compensation, including:

• Employer-provided health benefits: medical insurance, dental and vision insurance, disability insurance, life insurance, mental health support services, and wellness program
• Paid time off: vacation days, sick leave, volunteer days
• Retirement plan: 401(k) with employer match
• Other compensation elements: Discretionary annual bonus and overtime pay for non-exempt positions

EOE STATEMENT: CFG Bank is an Equal Opportunity Employer as to all protected groups, including protected veterans and individuals with disabilities. If you require accommodations during the application process, please contact TalentAcquisition@cfg.bank.

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