The Mortgage Risk & Compliance Analyst supports quality control, compliance, and risk management functions within a mortgage company.
They review loan files, evaluate underwriting decisions, and monitor regulatory adherence to ensure loans meet investor guidelines and internal standards.
Key tasks include conducting pre- and post-funding reviews, identifying documentation or calculation errors, analyzing adverse decisions, and generating reports from loan origination systems.
The role involves tracking regulatory changes, assisting with compliance activities like HMDA reporting, and recommending process improvements.
Ideal candidates have a high school diploma (bachelor's preferred), 3+ years of mortgage industry experience, and skills in data analysis, reporting tools, and mortgage systems like Encompass.
Operates in a professional office environment, emphasizing attention to detail, communication skills, and organizational abilities.
Offers opportunities for collaboration, operational improvement, and risk mitigation within a team-oriented setting.