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Mortgage Loan Officer

Community First Bank of Indiana

Noblesville, IN

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JOB DETAILS
JOB TYPE
Full-time, Employee
SKILLS
Banking Services, Business Development, Check Processing, Communication Skills, Community Banking, Community and Social Services, Credit Risk, Credit and Collections, Customer Experience, Customer Relations, Customer Support/Service, Dental Insurance, Detail Oriented, External Audit, Federal Laws and Regulations, Financial Management, Follow Through, Government, Industry/Trade Analysis, Internal Audit, Life Insurance, Loan Closing, Loan Origination, Loan Portfolio, Loans, Maintain Compliance, Marketing, Marketing Strategy, Microsoft Office, Microsoft Product Family, Mortgage, Mortgage Lending, Past Due Accounts, Presentation/Verbal Skills, Regulations, Regulatory Compliance, Residential Mortgages, Servant leadership, State Laws and Regulations, Time Management, Track Customer Issues, Tuition Reimbursement, Vision Plan, Writing Skills
LOCATION
Noblesville, IN
POSTED
5 days ago
Job description
Job Description

At CFB, our culture is built   on servant leadership, connection, integrity, and growth. We lead by putting   people first, supporting our employees, serving our communities.   Collaboration and innovation drive us forward, while our deep community roots   remind us that what we do makes a difference beyond the bank.
 
 We invest in the development of our people, celebrate diverse perspectives, and create opportunities to   learn, grow, and lead. When you join CFB, you’re not just building a career, you’re becoming part of a team that is shaping the future of community banking.

Benefits:

  • Health, Dental, Vision Insurance
  • Bank Paid Life Insurance
  • Paid Short-Term & Long-Term Disability
  • Generous Matching 401(k) Retirement Plan
  • 4 weeks of Paid Time Off (immediate accrual)
  • Purchased Paid Time Off
  • Access to Earned Wages
  • Wellness Program
  • Competitive Salary
  • Tuition Reimbursement
  • Paid Holidays and 3 Float Days
  • Maternity/Paternity Paid Leave
  • Annual Bonus Eligibility
  • Community Service Projects

Objective: The Mortgage Loan Originator is responsible for developing new business, marketing, and originating residential mortgage loans to consumers.
 
Classification: This is a Full Time Base Salary plus commission position and reports to the Residential Mortgage Sales Manager.
 
Job Location: Hamilton County
 
Essential Functions for a Mortgage Lender: 
 Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • The position will build and maintain a strong network on internal      and external referral sources and generate fee income according to budget.
  • Assess and evaluate the credit worthiness of applicants to arrive at an independent recommendation on the origination and/or      continuation of a credit relationship with the Bank.
  • Participate in various community and business organizations and events to ensure CFB Mortgage Department is known in the      community.
  • Work with the Mortgage Loan Department to develop and      utilize successful marketing strategies.
  • Solicit new loan business from new customers and referral sources in a professional and effective manner.
  • Provide a professional level of information and follow through while working on mortgage loans to ensure a positive experience      for the customer. Maintain customer records in a manner that allows for routine contact.
  • Participate in and closes loans with various local and if applicable government agencies in an efficient manner.
  • Work closely with Residential Mortgage Production  Assistant during the document preparation, processing, and check disbursal      process.
  • Maintain bank product knowledge in a manner that allows  for qualified referrals to other bankers for establishing full banking      relationships with mortgage customers.
  • Maintain knowledge of compliance requirements for banking products and services.
  • Handle all customer interactions and file records in compliance with bank policy, federal and state regulations and investor      requirements.
  • Assists in and responds to internal and external audits and reviews as requested.
  • Assists in collections of past due loans assigned to portfolio in an effective and timely manner.
  • Attend continuous training to stay on top of industry trends, developments and changes in regulatory laws.
  • Ensures confidentiality of bank and customer service    data throughout the life of the loans serviced.
  • Maintain proficiency in using all applicable software to   this position.
  • Performs other duties and responsibilities as assigned.

Other Duties: 
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. 
 
Competencies:
  1. Communications Proficiency.
  2. Technical Capacity.
  3. Personal Effectiveness/Credibility.
  4. Financial Management.
 
Education/Qualifications:
  • High School diploma, or equivalent.
  • One to two years of Lending experience required.
  • Established relationships within the local community and in job-related organizations.
  • Ability to provide a high level of customer service experience to both internal and external customers.
  • Excellent verbal and written communication skills.
  • Strong attention to details and accuracy of work.
  • Strong technical skills, including knowledge of  Microsoft Office products.

About the Company

C

Community First Bank of Indiana

INDUSTRY
Other/Not Classified