MIM - Loan Asset Management Associate

n

n n n n n n n nn

n

n

n nnn n n n n

n n n n n n n n n n

n

n

n n General Informationn

n

nn

n n n

n

n

n n

n

Location

Los Angeles, California

n

n

n

n

n n n n n n n n n n n n n n n n n n

n

n

n

n Working Schedulen

n n

n Full-Timen

n

n

n

n Work Arrangementn

n n

n Hybridn

n

n

n

n Travel Requiredn

n n

n 10%n

n

n

n

n Relocation Assistance Availablen

n n

n Non

n

n

n

n Posted Daten

n n

n 21-May-2026n

n

n

n

n Job IDn

n n

n 17903n

n

n

n

n n n n n n n n n n n

n

n

n n Description and Requirementsn

n

nn

n n n

n

n

n n

n

The Team You Will Join

n

n

n

n n

n

Global Real Estate and Agricultural offers an opportunity to shape thriving markets and drive meaningful impact. With one of the world's largest portfolios - spanning real estate, debt and equity, and agricultural mortgages - we connect expertise with discipline, investing across the risk spectrum - from core to opportunistic. Here, you'll collaborate with top professionals, navigate evolving markets and contribute to investments that drive performance through value creation and above-market returns. If you''re looking for a role that combines strategic thinking with real-world impact, MetLife Investment Management is where you will make a difference.

n

n

n

n n

n

The Opportunity

n

n

n

n n

n

MIM's Global Real Estate and Agricultural Investments maintains a portfolio invested in commercial real estate and agricultural mortgages, as well as real estate equities. In addition to sourcing and managing these investments, the groups are responsible for developing and maintaining relationships with key industry contacts and referral sources. The mortgage portfolio and equity portfolio units are organized according to specialty, and they actively manage MetLife's portfolio of mortgage loans and equity investments in agricultural, office, apartment, retail, industrial, and hotel properties. The portfolio units are responsible for overall portfolio strategy, pricing, transaction approval and credit approval on new loans, as well as the active management of the overall mortgage and equity portfolios. Real Estate Investments sources and manages commercial real estate investments through seven regional field offices (Atlanta, Chicago, Dallas, Los Angeles, San Francisco, Washington, DC, and Whippany, NJ) and four international offices (London, Mexico City, Tokyo and Santiago).

This role will be responsible for loan asset management, servicing including enforcing the Loan Agreements, surveillance, and valuations of the properties for existing loans for the preparation of Collateral Valuation Template for mortgage ratings for a portfolio of commercial real estate loans managed by MetLife Investment Management's Los Angeles Regional Office. In addition, this role will also work on Loan Modification Memos, review and process loan draws and assist producers with new loan closing, complying with all reporting and accounting requirements, work with Borrowers, and Portfolio Managers.

n

n

n

n n

n

Key Responsibilities

n

n

n

n n

n

Loan Asset Management & Surveillance

• Responsible for loan asset management and servicing matters including payoffs and extensions, prepayments, lease reviews, SNDA's, review/process reserves/draw funding requests, escrows, cash management, implementation and renewal of interest rate caps, loan assumptions, loan modifications, substitutions, property releases, financial reporting, inspections, post-closing items, and other borrower requests on assigned loan portfolio.
• Coordinate and assist with mortgage modifications and restructures by assisting with negotiations and preparation of modification memoranda and presentation to investment committee for approval.
• Support the seasoned Mortgage Team as needed in assisting origination including refinances of commercial real estate loans by providing quantitative financial modeling and market analysis used in property underwriting, and evaluation of potential opportunities.
• Conduct property underwriting, quarterly/annual valuation and market analysis that is essential for mortgage ratings including evaluating the collateral, sponsorship, tenancy, and credit structure.
• Identify potential risks and propose appropriate structure to mitigate risks across a range of property types including industrial, multi-family, office, retail, hotels and self-storage in Southern California, Nevada, Arizona, New Mexico, and Hawaii.
• Perform periodic sponsor and property financial statements and rent analysis for all asset types to detect early warning issues by monitoring loan/property level performance as well as compliance with the loan covenants and assist on note sales.
• Evaluate and monitor ongoing performance of commercial real estate loan portfolio in accordance with stated strategies including portfolio reporting.

Loan Closings

• Assist in managing the closing process for new transactions, assisting with due diligence, and coordinating with the producers, portfolio managers, attorneys, architects, appraisers, and other third-party service providers.
• Complete loan set up and confirm data accuracy across accounting, third party servicing and management information systems.

Communication

• Partner with mortgage originators, loan managers, analysts, risk management (internal and external), internal departments, third-party servicers, appraisers, regional architects, third party vendors, and legal counsel (in-house and external) on routine tasks and ad-hoc requests.

n

n

n

n n

n

Required Qualifications

n

n

n

n n

n

• Bachelor's degree in an applicable business-related field required
• 5+ years of experience with loan documents including loan agreements, promissory notes, deed of trust, guarantees, escrow agreements, leases and SNDA's.
• 5+ years of experience with commercial real estate valuation and market fundamentals.
• Proficiency with ARGUS, Word, Excel, and PowerPoint.

n

n

n

n n

n

Preferred Qualifications

n

n

n

n n

n

• Detailed and results orientated team player. Emphasis on communication skills (both oral and written) and ability to handle multiple assignments in a fast-paced environment.
• Preference given to candidates who have relevant experience and familiarity with the leading commercial real estate market data resources (i.e., CoStar, CBRE Econometric Advisors, Real Capital Analytics, etc.).
• 5+ years of commercial real estate experience with various property types including office, retail, industrial, multi-family and hotels preferred.
• MBA Preferred

n

n

n

n n

n

Location Expectation: This is a hybrid role requiring a minimum of 3 days per week in office.

n

n

n

n n

n

The expected salary range for this position is $130,000 - $150,000. This role may also be eligible for annual short-term incentive compensation and stock-based long-term incentives. All incentives and benefits are subject to the applicable plan terms.

n

n

n

n

n n n n n n n n n n n

n

n

n n

n Benefits We Offer

nOur U.S. benefits address holistic well-being with programs for physical and mental health, financial wellness, and support for families. We offer a comprehensive health plan that includes medical/prescription drug and vision, dental insurance, and no-cost short- and long-term disability. We also provide company-paid life insurance and legal services, a retirement pension funded entirely by MetLife and 401(k) with employer matching, group discounts on voluntary insurance products including auto and home, pet, critical illness, hospital indemnity, and accident insurance, as well as Employee Assistance Program (EAP) and digital mental health programs, parental leave, paid time off, paid holidays, volunteer time off, tuition assistance and much more!

n

n

n

n n

n

About MetLife

Recognizednon Fortune magazine''s list of the "World''s Most Admired Companies",nFortune World's 25 Best Workplaces, as well as the Fortune 100 Best Companiesnto Work For, MetLife, through its subsidiaries and affiliates, is one of thenworld's leading financial services companies; providing insurance, annuities,nemployee benefits and asset management to individual and institutionalncustomers. With operations in more than 40 markets, we hold leading positionsnin the United States, Latin America, Asia, Europe, and the Middle East.

Our purposenis simple - to help our colleagues, customers, communities, and the world atnlarge create a more confident future. United by purpose and guided by our corenvalues - Win Together, Do the Right Thing, Deliver Impact Over Activity, andnThink Ahead - we're inspired to transform the next century in financialnservices. At MetLife, it's #AllTogetherPossible. Join us!

n

n

n

n

n n n n n n n n n n n

n

n

n n

n

nMetLife is an Equal Opportunity Employer. All employment decisions are made without regards to race, color, national origin, religion, creed, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, marital or domestic/civil partnership status, genetic information, citizenship status (although applicants and employees must be legally authorized to work in the United States), uniformed service member or veteran status, or any other characteristic protected by applicable federal, state, or local law ("protected characteristics").

If you need an accommodation due to a disability, please email us at accommodations@metlife.com. This information will be held in confidence and used only to determine an appropriate accommodation for the application process.

MetLife maintains a drug-free workplace.

n

n

n

n

n n

nnn

n

• n n < Backn n n

nn

nn

n n n

n

n

n n Apply n

n

n

n n

n n

n nn n n n n nn n n

n

n

n

n