Middle Market Banking - Relationship Manager II

NBH Bank

Dallas, TX

JOB DETAILS
SKILLS
10-key (Tenkey) Numeric Keypad, Accounting, Bank Management, Bank Secrecy Act, Banking Regulations, Banking Services, Business Administration, Business Development, Calculators, Commercial Banking, Communication Skills, Consumer Protection, Corporate Policies, Credit Analysis, Credit Reports, Cross-Selling, Customer Acquisition, Customer Relations, Diversity, Driver's License, Federal Laws and Regulations, Finance, Financial Analysis, Financial Planning, Genetics, Insurance, Interpersonal Skills, Loan Collateral, Loan Documents, Loan Policy, Loan Review, Loans, Maintain Compliance, Microsoft Excel, Microsoft Office, Microsoft Outlook, Microsoft Word, Needs Assessment, Negotiation Skills, Networking Events, Office Equipment, Persuasion Skills, Policy Development, Presentation/Verbal Skills, Privacy Controls, Regulations, Regulatory Compliance, Relationship Management, Sales, Sales Prospecting, State Laws and Regulations, Team Building, Team Lead/Manager, Time Management, Training Program, Treasury Management, Willing to Travel, Writing Skills
LOCATION
Dallas, TX
POSTED
30+ days ago

It starts with our culture ...Common sense has never been common.If it were the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair without all the small talk. And banks would only sell you what you need. When a banker looked at a client they wouldnt just see a number theyd see a dad or a mom or a graduate or a business owner. Our Bankers understand the complexities of peoples lives and offer simple solutions.Thats the basics of Relationships. Fairness. Simplicity.

When you choose our Company you have an opportunity to make an impact beyond the walls of our buildings. We have a long-standing commitment to Equity Diversity and Inclusion. Through our banking relationships investing grants and volunteerism NBH Bank promotes the growth revitalization and sustainability of the communities we serve. We believe that these are important elements in building and sustaining a successful organization and a positive results-driven culture. We strive for all of our associates to feel welcome and empowered at work.

This job requires connecting with people quickly in an outgoing friendly manner. The use of persuasive communication skills to gain the interest and involvement of others in the work process is an important aspect of the job. An extreme sense of urgency is needed combined with getting work done in complete accurate detail and in accordance with company standards and policies. The motivation for this position comes from a strong sense of duty and a feeling of responsibility for completing work both quickly and correctly. A faster than average work pace is necessary combined with impatience for results. Follow-up of delegated work must be very thorough. Decision making will be done with the ideas and advice of others but always carefully and cautiously within the guidelines of established company policy. Selling ideas to others and the ability to train teach and motivate a team are strong aspects of this position. Change is an ongoing occurrence of this job and will be approached conservatively and with the support and guidance of management.

Job Description

As a Commercial and Specialty Banking Relationship Manager II you will ensure the overall success and growth of an assigned portfolio by deepening relationships of existing clients and through the acquisition of new clients while cross-sell lending depository and Treasury Management products to new and existing bank clients. You will be responsible for a variety of tasks including reviewing the clients credit needs designing solutions negotiating credit terms loan repayment methods and collateral specifications with the client. You will manage the existing portfolio of clients and monitor the client relationship for compliance with credit standards as well as updating financials maintaining insurance on bank collateral and reviewing loans for accurate grades and handle relationships greater than 2 million in credit exposure and over 25,000 in fee income.

Additionally Commercial and Specialty Banking Relationship Manager IIs are expected to provide financial advice and counsel to clients and prospective clients regarding trends and conditions of the business environment and general banking trends review loan documents to ensure that they are in accordance with the Loan Policy and with banking laws and regulations maintain compliance with all Federal and State regulations including laws rules and regulations dealing with safety and soundness consumer protection and privacy and non-discrimination build a great rapport with clients and fellow associates and treat others with respect and consideration regardless of their status or position.

Requirements

All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position including but not limited to Bank Secrecy Act BSA and Office of Foreign Assets Control OFAC requirements.

Minimum Requirements

To be considered for this position you must possess the following qualifications:

  • Bachelors degree in business finance or related field or combination of education and work experience.
  • 7 years of relevant experience.
  • Good managerial communication and sales skills.

Desired Qualifications

To be considered an ideal candidate you should possess some of the following qualifications:

  • MBA or masters degree in business finance or related field or combination of education and work experience.
  • 7 years of Commercial or Specialty experience.
  • 7 years of commercial credit experience.
  • Completed formal credit training program.
  • Strong communication and sales skills.

Skills and Abilities

Below is a general list of desired skills and abilities this is not an exhaustive list:

  • Strong business development skills as well as an overall understanding of credit and business finance.
  • Strong networking skills and participation in networking events in the market area.
  • Competent in the operation of standard office equipment including computer fax ten 10 key calculator and phone.
  • Competent in the use of standard office software including Microsoft Outlook Excel and Word.
  • Solid knowledge of banking policies regulations and compliance issues.
  • Solid ability to analyze financial statements.
  • Solid knowledge of basic accounting principles.
  • Must possess a valid drivers license.
  • Strong interpersonal skills with the ability to build peer andor team cohesiveness to deliver the full complement of bank products and services.
  • Self-directed and motivated to accomplish tasks meet objectives and committed timelines.
  • Strong oral and written communication skills with the ability to clearly and concisely articulate issues.

Work Environment

We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates employees and clients. Our decisions are made efficiently fairly and locally. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs. As such we want to share the following:

We are committed to our core value of meritocracy and supporting our associates in growing within their role. When completing certain tasks an associate may need to be able to grasp push pull lift bend raise and hold hands and arms overhead. Office setting with traditional hours. Must be able to work at a rapid pace for long periods of time typically no longer than 8 hours. Must be able to work extended hours to the extent necessary. Must be able to travel to the extent as necessary.

Benefits

In addition to your financial compensation we also offer a generous benefits package that includes insurance 401k an associate stock purchase program paid time off associate banking perks. For more information about the benefits offered click here.

Equal Opportunity Employer

If this is what you believe in then youre definitely right for us. Consider making an investment in us so that we may invest in you and your bright future. The Bank is committed to providing qualified applicants and associates reasonable accommodation when necessary to enable the individuals to complete the application process andor perform the essential functions of the job. An applicant andor associate requiring reasonable accommodation to perform any essential job function should contact Human Resources.

The Banks policy is to provide equal opportunity to all people without regard to race color religion national origin ancestry marital status veteran status age disability pregnancy genetic information citizenship status sex sexual orientation gender identity or any other legally protected category. The Bank is proud to be a drug-free workplace.

Selected candidates for hire must complete the following prior to employment a criminal history report global screen drug screen employment credit report and if applicable a driving record. Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.

About the Company

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NBH Bank