At Allstate, great things happen when our people work together to protect families and their belongings from life's uncertainties. And for more than 90 years, our innovative drive has kept us a step ahead of our customers' evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection.
Job Description
Job Description Summary
The Senior Claims Consultant - Mass Tort & Environmental Claims is responsible for independently managing complex, legacy runoff claims arising from historical excess liability policies. This role focuses on asbestos, environmental, talc, PFAS, and other long latency mass tort exposures, requiring advanced coverage analysis, strategic claims handling, and case evaluation.
This position operates within a highly specialized team and supports claims across multiple U.S. jurisdictions and Canada.
Key Responsibilities
Complex Coverage & Claims Handling
Independently analyze and apply CGL, umbrella, and excess policy language, including historical policy forms, to assess coverage for complex claims.
Manage legacy runoff claims tied to policies issued primarily in the 1970s-mid‑1980s with significant exposure.
Evaluate underlying facts, jurisdiction‑specific law, and long‑latency issues to determine coverage positions and claims strategy.
Mass Tort, Asbestos & Environmental Claims
Handle complex asbestos bodily injury, talc, environmental contamination, PFAS, and other mass tort claims.
Assess environmental exposure claims including soil, and groundwater remediation.
Manage claims involving large commercial and industrial insureds with substantial liability exposure.
Litigation & Dispute Resolution
Manage litigated matters including coverage actions filed against Allstate.
Coordinate with internal and external counsel on litigation strategy.
Participate in mediations, arbitrations, and negotiations and serve as a witness when required.
Financial Oversight & Strategy
Establish, document, and adjust case reserves and financial projections.
Develop and execute action plans.
Provide clear analysis and recommendations.
Caseload & Documentation Management
Maintain thoroughly documented claim files, ensuring compliance with internal guidelines.
Effectively manage a complex and diverse caseload.
Systems, Technology & Operational Effectiveness
Work across multiple claims systems.
Adapt to evolving technology and AI‑supported workflows.
Demonstrate strong written communication and analytical skills.
Qualifications
Experience
3+ years of experience handling mass tort, asbestos, environmental, or other long‑latency claims preferred.
Prior casualty experience with complex coverage analysis, excess policies, or legacy runoff portfolios strongly preferred.
Experience handling multi‑jurisdictional claims across the U.S. and/or Canada.
Skills & Competencies
Advanced coverage analysis
Strong written and verbal communication abilities
Proven negotiation and settlement experience
High level of independence and accountability in a remote environment
Ability to manage complexity across multiple claim types and systems
Work Environment
Remote‑friendly role within a specialized team
Requires a self‑starter capable of managing complex claims with minimal supervision
Skills
Claims Administration, Claims Auditing, Claims Resolution, Collaborative Development, Complex Claims, Insurance Claims, Problem Resolution, Process Improvements, Reinsurance, Written Communication
Work Environment
Remote‑friendly role within a specialized team
Requires a self‑starter capable of managing complex claims with minimal supervision
Skills
Claims Administration, Claims Resolution, Collaborative Development, Complex Claims, Customer Relationship Management (CRM), Insurance, Litigation, Process Improvements, Stakeholder Relationship Management
Compensation
Compensation offered for this role is 80,000.00 - 136,625.00 annually and is based on experience and qualifications.
The candidate(s) offered this position will be required to submit to a background investigation.
Joining our team isn't just a job - it's an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger - a winning team making a meaningful impact.
Allstate generally does not sponsor individuals for employment-based visas for this position.
Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.
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It is the Company's policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employee's ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employee's terms or conditions of employment is prohibited. This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.
Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.
When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.
Who We Are
The Allstate Corporation is the nation's largest publicly held personal lines insurer. A Fortune 100 company, with $131 billion in total assets, Allstate sells 13 major lines of insurance, including auto, property, life and commercial. Allstate also offers retirement and investment products and banking services. Allstate is widely known through the ";You're In Good Hands With Allstate®"; slogan. Allstate was founded in 1931 and became a publicly traded company in 1993.
Our People
The Allstate Corporation encompasses more than 70,000 professionals. Of our employees, 33 percent are minorities; 58 percent are women.
Our Customers
Allstate helps individuals in approximately 16 million households protect what they have today and better prepare for tomorrow, and is committed to serving customers how, when and where they choose to be served.
Corporate Governance
Allstate has always had an exemplary governance program. Our commitment to strong principles and the highest ethical standards is critical to our goal of driving sustained shareholder value.
Diversity
As a company with a diverse population of employees, agents and customers, Allstate embraces diversity in everything we do - not only the customers we serve and the communities in which we invest, but also the people we hire and the businesses we use as suppliers. It's a testament to the company's corporate citizenship and a sound business strategy.
Culture
Our high performance work environment encourages individual accountability, innovative thinking and continuous learning and improvement. Our work environment is fast-paced, challenging, and collaborative. It's our goal to provide challenging work that is interesting and meaningful and to reward employees' efforts based on a pay for performance approach. Allstate offers a comprehensive total compensation package.
Our Network
Allstate has more than 12,500 local agency owners in the United States. Customers can access Allstate products and services such as auto insurance and homeowners insurance through Allstate agencies, or in select states at allstate.com and 1-800 Allstate®. Encompass® Insurance brand property and casualty products are sold exclusively through independent agents. The Allstate Financial Group provides life insurance, supplemental accident and health insurance, annuity, banking and retirement products designed for individual, institutional and worksite customers that are distributed through Allstate agencies, independent agencies, financial institutions and broker-dealers.
Our Economic Impact
In 2010, Allstate reported $19 billion in total property-liability insurance claims and claims expense. The Allstate Foundation donated $17.8 million to support social impact programming, with emphasis on teen safe driving and economic empowerment of domestic violence survivors. Allstate currently holds $16 billion in municipal bonds.
Learn more about careers at Allstate. Visit allstate.com/careers/life-at-allstate.aspx