Loan Specialist

Northwest Farm Credit Services

Spokane, WA

JOB DETAILS
SALARY
$40,000–$51,900 Per Year
JOB TYPE
Full-time, Employee
SKILLS
Accounting Policies, Administrative Skills, Affirmative Action, Agriculture, Banking Services, Compensation and Benefits, Consumer Loans, Corporate Policies, Credit Analysis, Customer Support/Service, Dental Insurance, Detail Oriented, EEO Regulations, Federal Laws and Regulations, File Maintenance, Information/Data Security (InfoSec), Legal, Loan Documents, Loan Servicing, Loans, Microsoft Office, Multitasking, Property Insurance, Reporting Skills, Retirement Plan, Risk Management, Security Protocols, Transaction Processing/Management, Vision Plan
LOCATION
Spokane, WA
POSTED
30+ days ago
AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System - the leading provider of credit to American agriculture.

AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West.

We are in search of a Loan Specialist I or Loan Specialist II to join our Credit Resolution department in Spokane, Washington (Headquarters). This full-time position reports to the VP, Operations and is accountable for providing support to service distressed accounts and/or high-profile loans.

After an initial in-office training period, this position is eligible for workplace flexibility and a one-time home office stipend. Employees are expected to continue working from their office location a minimum of 50% or 60% of the time depending on location.

Compensation Information

The base salary range for this position in Spokane, Washington is:

Level I:
Typical starting range: $40,000 - $51,900
Full base salary range: $40,000 - $57,800
Annual performance-based incentive target is 6% of base.

Level II:
Typical starting range: $44,200 - $58,900
Full base salary range: $44,200 - $66,200
Annual performance-based incentive target is 6% of base.

Job Requirements


Perform credit activities and provide administrative support to support effective customer service through loan servicing, the extension of sound, constructive credit, and related services.
Assist the account team in completing financial and loan input documents, verifying customer information, and completing credit investigations and analysis for review and action by risk management.
Comply with closing requirements and disbursements; book and certify loans within authorities.
Respond to customer inquiries and process customer transactions including checks and receipts, future payment funds, etc.
Perform intermediate to advanced administrative functions that include but are not limited to utilizing the MS Office 365 suite and establishing and maintaining files in a digital format.
Ensure customer information is handled with a high degree of confidentiality.
Ensure appropriate information security protocols are followed in order to prevent unauthorized transactions.
Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls.
Other duties as assigned.

Minimum Requirements


Experience in consumer lending, banking, or related field
High school diploma or equivalent
Ability to produce accurate reports, documents, and correspondence through attention to detail and knowledge of correct spelling, grammar and sentence structure
Exceptional customer service orientation
Ability to work efficiently and effectively on multiple projects in multiple software programs

Preferred Requirements


Training in general office skills
General knowledge of applicable credit laws and regulations
General knowledge of agricultural practices
Knowledge of credit investigation and verification practices
Knowledge of platting and legal descriptions
Knowledge of accounting principles and processes

Benefits Offered by AgWest


Medical, dental, and vision insurance
Basic term life and AD&D insurance (fully paid for by the company)
Paid days off annually: 15 vacation*, 15 sick, 12 holidays and 3 volunteer
401(k) plan (6% match plus 3% employer contribution)
Employee Assistance Program
Wellness Program
Jeans are welcome at work every day at AgWest!

*Vacation accrual rates increase with tenure.

Details about insurance and retirement benefits are available at: https://www.farmcreditfoundations.com/fcfbenefits

#LI-Hybrid


Job level and starting annual salary will be based on a variety of factors including but not limited to experience, education, certifications/licensure, internal equity, location, business needs and market demands. The listed compensation and benefits information is accurate as of the posting date. AgWest reserves the right to adjust compensation for all positions and modify or discontinue benefits programs at its sole discretion, subject to applicable law.

Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender orientation, national origin, marital status, age, disability, protected veteran status, or any other classification protected by law.





When you apply for a position with AgWest Farm Credit, we collect personal identifiers (from your resume and other application information you submit), such as your name, email address, mailing address, telephone number(s) and employment and education related information. This helps us evaluate job applicants for hiring opportunities, and, communicate with them.

To comply with federal regulations for equal employment opportunity and affirmative action (EEO/AA), we track our applicants by gender, race/ethnicity, veteran status, disability status, and the position for which they applied. You will be presented with a voluntary self-identification form as part of this application; we wanted you to know why we collect this information and what we do with it. Please be aware that this information is kept separate from your application, and not utilized in the selection process.

For more information about the information AgWest Farm Credit collects, please see the AgWest Farm Credit California Privacy Policy.

Northwest FCS is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

About the Company

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Northwest Farm Credit Services