Loan Officer – Community Lending

MRA Recruiting Services

St Paul, MN

JOB DETAILS
JOB TYPE
Full-time
LOCATION
St Paul, MN
POSTED
30+ days ago
Job: Loan Officer - Community Lending
Company: Land Bank Twin Cities
Location: St. Paul, MN

What’s in it for you
Join a mission-driven lending team financing projects that create lasting community impact.
 
  • Manage a pipeline of commercial real estate and community development loans
  • Work on affordable housing and neighborhood revitalization projects
  • Build relationships with mission-aligned developers, nonprofits, and partners
  • Strengthen your skills in underwriting, credit analysis, and real estate finance
  • Collaborate with an experienced, purpose-driven lending and finance team
About the Role
The Loan Officer leads borrower intake, analyzes commercial real estate and community development loans, and manages loan files through closing and servicing. This front-line role balances relationship-building with borrowers and thorough credit analysis.

Ideal candidates have commercial real estate finance or CDFI lending experience, work independently, and value accuracy and accountability.

Key Responsibilities
  • Guide borrowers through intake, applications, and discovery calls
  • Analyze borrower and project financials, including budgets and proformas
  • Assess project feasibility and alignment with community lending products
  • Prepare credit memos with loan recommendations
  • Maintain loan files and track pipeline activity
  • Support loan servicing, including draw requests and portfolio monitoring
  • Partner with internal teams and external stakeholders to facilitate closings
What You Bring
  • 4+ years commercial real estate experience
  • 2+ years commercial or CDFI lending experience
  • Experience analyzing real estate transactions and managing loan files
  • Strong financial analysis skills and Excel proficiency
  • Ability to manage multiple projects accurately and independently
  • Clear communication skills and a collaborative approach
  • Professionalism and discretion with sensitive financial information
Bonus Experience
  • Affordable housing or community development lending
  • CDFI or mission-driven lending experience
  • Bachelor’s degree in real estate, finance, business, or related field
  • Familiarity with loan servicing software (e.g., DownHome)
Work Schedule & Compensation
Full-time, Monday–Friday, 9:00 AM–3:30 PM; first 90 days onsite in St. Paul with hybrid option thereafter. Salary: $75,000–$85,000.
Benefits
Comprehensive medical, dental, and vision insurance (including pediatric dental), FSA/HSA options, employer-provided life and AD&D insurance, 401(k) match, paid vacation, personal leave, and holidays.
About Land Bank of the Twin Cities
LBTC is a nonprofit intermediary advancing affordable housing and equitable development. LBTC partners with developers and organizations to support projects that strengthen communities and expand access to housing. Learn more at landbanktc.org.
 

We Make it Easy

Founded in 1901, MRA is a nonprofit employer association that serves more than 4,000 employers, covering more than one million employees.

As one of the largest employer associations in the nation, MRA helps its member organizations thrive by offering the most comprehensive assortment of HR services, information, education, and resources to help build successful workplaces and a powerful workforce.

We partner with these companies working directly with their HR department and leadership to hire their talent. We are a direct line to the company, not an agency recruiter.

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About the Company

M

MRA Recruiting Services

HR Recruiting Services

"The Right Fit. Right Hire. Right Now."

 

HR Recruiting is a diverse national employment firm provider of HR solutions and a leading provider of direct-hire, permanent and contract placements.

We take pride in the quality of service we provide to our clients and job seekers.  Building personal relationships with them, providing valuable advice, making sure we are responsive to their needs, being helpful and staying proactive.

We invite you to learn more about our practices to identify services that will help improve your company's performance in our "Employers Section" and let us know how we can assist you.

For our job seekers , please  go to our "Job Seekers" page and tell us about your interest and visit our "Career Page" to review our opened positions and apply.

 

COMPANY SIZE
1 to 9 employees
INDUSTRY
Staffing/Employment Agencies
WEBSITE
https://www.hrrecruitingservices.com/