Banking Services, Communication Skills, Credit Analysis, Credit Risk, Customer Support/Service, Financial Analysis, Financial Reporting, Financial Services, Health Insurance, Interviewing Skills, Loan Policy, Loan Processing, Loan Regulations, Loans, Microsoft Excel, Microsoft Word, Record Keeping
- 401(k)
- Health insurance
- Paid time off
Benefits/Perks
- Careers Advancement Opportunities
- Flexible Scheduling
- Competitive Compensation
Job Summary
We are seeking an experienced Loan Officer to join our team. In this role, you will evaluate and process loan applications. Your responsibilities will include interviewing applicants to gather financial information, evaluating creditworthiness, and completing loan contracts. The ideal candidate has excellent communication and customer service skills and a deep understanding of current lending practices and regulations.
Responsibilities
- Interview applicants to gather financial information
- Evaluate creditworthiness
- Process loan applications
- Set up debt payment plans
- Report on financing decisions
- Complete loan contracts
- Assist clients in understanding the terms and conditions of their contracts
- Maintain up-to-date knowledge of current financial services and types of loans
- Keep detailed records for all accounts
Qualifications
- Previous experience as a Loan Officer is preferred
- Familiarity with Microsoft Excel, Word, databases, and loan processing with Fin Pack and banking software
- Knowledge of lending products and practices
- Strong customer service and communication skills
- Ability to perform in a goal-oriented environment
S
STATE BANK OF BELLINGHAM