Licensed Insurance Agent
CHOICE FINANCIAL GROUP LLC
Paramus, NJ
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JOB DETAILS
SALARY
$50,000–$70,000 Per Year
LOCATION
Paramus, NJ
POSTED
30+ days ago
Position Description:
We seek a Licensed Insurance Agent in New Jersey with extensive knowledge of New Jersey insurance laws and regulations, and proven experience in both personal lines and commercial lines insurance. This is a hybrid working environment and the ideal candidate will be bilingual in English and Spanish, with a strong understanding of the New Jersey insurance market and a commitment to delivering exceptional client service.
Join our Georgia Pines: Miramar & Zirpolo team as a dynamic P&C Licensed Agent. You'll play a pivotal role in our operations.
Primary Responsibilities & Essential Functions:
- Advise clients on appropriate personal and commercial insurance policies based on their needs and risk profile.
- Evaluate and underwrite new and renewal policies in accordance with New Jersey law and carrier guidelines.
- Ensure compliance with all applicable state regulations and agency policies.
- Generate new business opportunities through networking, referrals, and local market knowledge.
- Maintain and grow a portfolio of clients while offering professional, prompt, and courteous service.
- Assist Spanish-speaking clients with policy selection, claims processes, and general insurance education.
- Handle policy changes, endorsements, renewals, and documentation with accuracy and efficiency.
- Act as a liaison between clients and insurance carriers to facilitate effective communication and service resolution.
- Stay current with changes in state regulations, carrier products, and industry trends.
Experience & Abilities:
- Active New Jersey Property & Casualty Insurance License (Required)
- Minimum 3–5 years of experience in both personal lines and commercial lines insurance
- Strong understanding of New Jersey-specific insurance laws and regulations
- Fluent in English and Spanish (verbal and written)
- Excellent interpersonal, organizational, and customer service skills
- Proficiency with agency management systems and insurance quoting platforms
- Self-motivated with the ability to work independently and as part of a team
- Deep knowledge of the New Jersey insurance market, including regional risks, carrier options, and client demographics
- Experience with multiple insurance carriers and a wide variety of policy types
- Background in customer retention and upselling/cross-selling strategies
- Familiarity with CRM systems and digital communication tools
Benefits:
- Performance incentive pay in addition to annual compensation
- Employee Health Benefits (medical, dental, vision)
- 401(k) Retirement Plan
- Employer-paid Group Life Insurance
- Paid time off
- Paid holidays
- Paid Bereavement
- Gym membership reimbursement
- Employee Referral Bonus
About the Company
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