We are currently looking for a Lead Financial Analyst to join Credit One's Products Team. This is a hybrid financial analysis/data science position. The Products team is responsible for profitablyexpanding our product line with innovative credit card offerings, while also managing our existing products to meet financial hurdles. In this role, you will play a key role in evaluating the financial viability of our newest credit card products, partnerships, and business opportunities.
Essential Job Functions:
Evaluate the financial viability of new products, partnerships, and new business opportunities
Build P&Ls to forecast account performance, revenues, and costs related to new products/portfolios
Analyze, review and provide recommendations to improve and streamline financial models, reports, and analyses prepared by others
Utilize database tools to manage, manipulate and analyze large sets of financial information
Perform ad-hoc analysis as requested, primarily related to anomaly detection, investigation, and explanation
Recognize where existing products are not meeting expectations, recommend and implement enhancements
Develop business financial strategies to bring new products to market
Assess opportunities to acquire credit card portfolios
Manage product profitability to meet financial hurdles
Share findings in PowerPoint presentations with conclusions and recommendations for senior management
Collaborate with key stakeholders from across the bank
Position Requirements:
Bachelor's degree in Finance, Economics, Computer Science, Mathematics, Statistics or related field
7+ years relevant work experience in a similar role in a professional corporate environment
Advanced knowledge of financial analysis and profitability drivers
Advanced demonstrable use of at least one of the following: SQL Server, Oracle, or SAS
Advanced excel skills and the ability to build, understand, and follow complex financial models and P&Ls
Proficient in financial data modeling, data mining, econometrics, and statistical procedures
Strong verbal, written and interpersonal skills
A willingness to take ownership of the role and a keen ability to partner with senior management to understand their needs and drive solutions from start to finish
Comfortable working collaboratively as part of a small team on a day-to-day basis
Exceptionally detail oriented and analytically savvy
Capable of preparing & delivering accurate and logical presentations in PowerPoint