Lead Credit Risk Officer – Req #000227

Wells Fargo

West Des Moines, IA

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JOB DETAILS

SALARY

$139,000–$217,000 Per Year

SKILLS

Analysis Skills, Best Practices, Business Analysis, Business Case, Business Development, Business Growth, Business Strategy, Credit Risk, Customer Experience, Customer Satisfaction, Data Analysis, Data Processing, Data Science, Economics, Establish Priorities, Financial Compliance, Green Business, Identify Issues, Information/Data Security (InfoSec), Interest Rates, Leadership, Liquidity, Mathematics, Past Due Accounts, Product Marketing, Quantitative Analysis, Regulatory Compliance, Revenue Growth, Risk, Risk Analysis, Risk Management, SQL (Structured Query Language), Software Development, Statistics, Technical Strategy, Time Management, Willing to Travel

LOCATION

West Des Moines, IA

POSTED

11 days ago

At Wells Fargo, we want to satisfy our customers’ financial needs and help them succeed financially. We’re looking for talented people who will put our customers at the center of everything we do. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you. **Corporate Risk** helps all Wells Fargo businesses identify and manage risk. The team focuses on several key risk types, including conduct, credit, financial crimes, information security, interest rate, liquidity, market, model, operational, regulatory compliance, reputation, strategic, and technology risk. The group provides leadership, enhances communications, assists with problem identification and solutions, and shares best practices. In addition, the group provides an enterprise-wide view of risk, assists management and our Board of Directors in identifying and monitoring risks that may affect multiple lines of business, and takes appropriate action when business activities exceed the risk tolerance of the company. Wells Fargo Bank N.A. seeks a **Lead Credit Risk Officer** in West Des Moines, IA. **Job Role and Responsibility: ** Develop application approval and risk segmentation strategies for various segments, build business cases to enhance risk management, customers experience and contribute to sustainable and profitable business growth. Conduct comprehensive analyses to assure timely monitoring of strategy efficacy and accuracy, minimizing credit/operating losses and reputation/compliance risk exposure. Partner closely with product/marketing, system & technology, finance, compliance and other Card business areas to develop risk criteria and propose new strategies. Collaborate with various credit, deposit and product groups and external vendors to develop effective ways to manage new account decisions, leveraging best practices and new data/tools. Prioritize tasks based on importance and urgency and provide business case development to obtain timely approval. Manage the rollout of pilot programs and criteria changes that present risk. Create and share monitoring reporting and diagnostics on various credit, vintage, product, offer, channel, mix, delinquency, loss rate, usage/revenue and profitability performance information informing risk strategy decisions. Prepare and present project summary and insights to senior managers to get support and approval. Remote / telecommute work available, up to 2 days per week. **Travel required:** 0% **Required Qualifications: ** Position requires a Master's degree in Statistics, Mathematics, Economics, or a related quantitative field plus 2 years of experience in the job offered or related credit risk role. Experience can be gained concurrently with graduate level education or coursework. Specific skills required (can be gained concurrently with graduate level education or coursework): • Two (2) years of Credit Risk, Quantitative Analytics, Data Science or equivalent experience; • Hands on experience in business analytics and recommendations; • Experience in SAS and SQL data processing; • Knowledge and understanding of statistical analysis; and • Experience in analyzing data from multiple large data sources to develop and implement business strategies. Qualified applicants send resume to: recruiter_inbox@wellsfargo.com and reference Requisition #000227 in the subject line ### Place of Work Hybrid ### Requisition ID 000227 ### Compensation $139,000 - $217,000 ### Job Type Full Time ### Application Email recruiter_inbox@wellsfargo.com

About the Company

Wells Fargo

We believe in our vision and values just as strongly today as we did the first time we put them on paper more than 20 years ago. Staying true to them will guide us toward continued growth and success for decades to come. As you read more about our vision and values, you will learn about who we are, where we’re headed and how every Wells Fargo team member can help us get there.

COMPANY SIZE

10,000 employees or more

INDUSTRY

Financial Services

FOUNDED

1852