Life Insurance Agent – Independent (1099) Opportunity
Many life insurance professionals enter the industry without a clear understanding of what it means to operate as an independent agent.
This opportunity is designed for licensed life insurance agents who want to build their own business as independent contractors (1099) — not as employees.
About the Role
Independent agents operate their own businesses. This means:
You control your schedule and production
You own your book of business
You choose how you market and generate leads
Earnings are commission-based, consistent with a 1099 model
Agencies that provide paid leads often do so in exchange for significantly reduced commission levels. Our model focuses on helping agents earn full commissions by building sustainable, long-term businesses.
What We Provide
Ongoing professional training and coaching
Access to multiple competitive life insurance carriers and products
Best Commissions, Contracting, Underwriting, and Case support
Guidance based on 35+ years of industry experience
Systems designed to help agents grow and scale responsibly
What This Role Is Not
This is not a W-2 employee position
This role does not include a salary or hourly pay
Marketing and lead generation expenses are managed by the agent
Ideal Candidates
This opportunity is a good fit for agents who:
Are currently licensed in Life and/or Health
Understand the responsibilities of a 1099 independent contractor
Are interested in building a long-term insurance business
Value training, mentorship, and support over employee-style compensation
Are motivated, professional, and coachable
Important Note
This role is intended for independent agents who want to operate as business owners. Candidates seeking employer-provided leads, wages, or employee benefits may be better suited to other opportunities.
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