Head of Commercial Banking Strategy

Location: On site at location listed in job posting

Summary

The Head of Commercial Banking Strategy sets and executes the multi‑year strategic agenda for Commercial Banking (including Middle Market), Business Banking, Community Banking, and Market/Investor CRE ($20MM). This leader drives deposit‑led balance sheet growth, fee income, pricing discipline, portfolio performance, and a differentiated client experience by translating strategy into banker and relationship team workflows with measurable outcomes. The role directly oversees Commercial Portfolio Management Strategy, Commercial Transformation and Quality, Small Business Administration, and Digital & AI Enablement as well as line one credit and operational risk. The leader evaluates and champions AI and technology initiatives end‑to‑end-from vendor selection and due diligence to field adoption and realized ROI-while collaborating on policy and regulatory matters with strategic partners. This role partners with an existing PMO as needed; it does not lead a dedicated PMO.

Essential Duties and Responsibilities

• Lead the 3-5 year strategic plan for MM/BB/Community and Market/Investor CRE; translate into annual priorities, budgets, and objectives/key results; Ensure alignment with enterprise strategy, capital planning, risk appetite, and fair banking standards.
• Define growth strategies by segment, market, and industry; in partnership with Regional Presidents, Finance and Sales Enablement: recommend banker annual goals in loan production, deposit production, Treasury production, New To Bank and other goals; set client acquisition, expansion, and retention priorities.
• Drive revenue and LOB alignment by creating and executing strategies, leading change management, and directing stakeholder engagement across Commercial, Business Banking, Community, Private Client, and Specialty.
• Lead Regional Bank commercial portfolio management to optimize asset quality and client lending experience; helps drive revenue initiatives. Drive Regional Bank initiatives and efficiencies.
• Own SBA strategy and P&L; Set growth targets, channel mix and product strategy.
• Identify high impact AI and technology opportunities across origination, underwriting, onboarding, service, pricing, and portfolio management.
• Map Commercial client journeys end to end; improve onboarding, service, digital engagement, and cycle times to lift NPS and retention.
• Performs all other duties as assigned

Supervisory Responsibilities

Directly responsible for directing, coordinating, and evaluating designated units or certain personnel in accordance with the organizations policies and applicable laws. Responsibilities may include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; providing pay change recommendations; disciplining employees; addressing complaints and resolving problems.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:

• 12+ years in Commercial Banking strategy, corporate strategy, or top‑tier consulting with direct experience in Middle Market, Business Banking, Community Banking, and/or Market/Investor CRE.
• Deep understanding of Commercial products and economics (credit, treasury management, payments) and risk adjusted profitability.
• Hands on experience leading AI/digital transformation in Commercial Banking, including third party vendor evaluation, due diligence, deployment, and field adoption.
• Proven success leading cross functional initiatives from concept through execution and value capture.
• Strong analytical and financial modeling skills; fluency with BI/analytics tools; comfort with experimentation and ROI measurement.
• Executive presence and communication skills to influence senior leadership.
• People leadership experience, including leading leaders.
• Bachelor's degree required; MBA or relevant graduate degree preferred.

Preferred Qualifications

• Familiarity with model risk and AI governance and third‑party risk management in a regulated environment.
• Experience integrating solutions into CRM and banker workflows; change management certification or equivalent experience.

About Us

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nations best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.

Benefit Highlights

• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

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