Financial Analyst

Are you ready to make a difference in the world of consumer finance? At Attain Finance, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs.

Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. Our portfolio includes distinguished brands like Cash Money®, LendDirect®, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit. Each brand is constantly evolving to better serve our customers.

Be part of a dynamic team that is shaping the future of consumer finance. Apply today and take the next step in your career with Attain Finance!

As a Financial Analyst, you will play a critical role in developing financial models, analyzing financial data, supporting the management reporting package, and providing key insights to support strategic business decisions.

Financial Strategy & Planning:

• Develop, update, and maintain comprehensive financial models to analyze and forecast originations, loan portfolio, risk adjusted revenue, expenses, debt and other financial statement items
• Support the development and maintenance of financial models, including annual budget, multi-year plans & forecasts, quarterly reforecasts, and scenario analysis
• Utilize industry best practices and financial modeling techniques to enhance the accuracy and efficiency of financial reporting and forecasting processes
• Assist in preparing peer analysis

Reporting & Analysis:

• Take ownership of management reporting package that would be presented to the senior Executives and Board of Directors, identify and report on key drivers of variances between actual and forecasts, ensure data accuracy and consistency

• Analyze variances between actual results and budget/forecast, providing clear explanations and actionable insights
• Conduct thorough analysis of financial data, identify trends, and provide meaningful visual graphs and insights to support strategic decision-making processes
• Monitor and evaluate key financial metrics, identify areas for improvement, and recommend actionable solutions to optimize financial performance

Team Collaboration:

• Partner with operational and risk teams to gather business driver data and translate it into financial projections

• Collaborate with various teams across the organization to gather relevant financial information and insights to develop accurate financial models and forecasts
• Effectively manage relationships with business stakeholders to ensure successful completion of financial analysis and ad hoc projects under tight deadlines
• Communicate complex financial analysis findings and recommendations in a clear and concise manner to senior management and other stakeholders

Skills and Experience

• Thorough understanding of the inter-relationship of the income statement, balance sheets and statement of cash flows
• Experience in building and managing financial models and long-range planning and scenario-based modeling
• Strong knowledge of capital structure, three-statement financial modeling these areas is preferred
• Ability to create process improvements with automation and analysis
• Demonstrated critical thinking and analytical problem-solving skills
• Consumer lending/ financial services industry experience preferred
• Strong communication skills, with the ability to clearly convey complex financial concepts and recommendations to non-financial stakeholders
• Demonstrated ability to work effectively in a matrix and remote work environment and collaborate cross-functionally with various teams
• Exceptional organizational and time management skills with the ability to prioritize tasks and meet tight deadlines.

Education and Equivalent Experience:

• Bachelor degree required with a concentration in Finance, Accounting, financial data analytics or equivalent preferred; a Master's degree or equivalent professional certifications (CFA, CPA) is a plus.
• 1 year or more of experience in financial reporting and/or financial analysis, including exposure to budgeting, forecasting, planning, and management reporting is a plus.
• Experience working with large datasets and reporting tools, with proficiency in advanced Excel functions required.
• Skilled in creating PowerPoint presentations, including developing graphs and visualizations to communicate insights effectively.
• Working knowledge of SQL or Python, along with familiarity with financial ERP systems (e.g., OneStream, Sigma), is preferred.

This is based out of our Greenville, SC office.

Base Salary: $70,000 - $90,000 USD

#AttainRP

The base salary range represents the low and high end of the anticipated salary range for this position based on the U.S. average. The actual base salary offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.

All full-time salaried employees are eligible for the following benefits, starting on day one: Flexible Paid Time Off Program, Medical, Dental, Vision, Life Insurance, Disability, and other voluntary coverages. You will also be eligible to participate in our 401k program, starting on the first of the month following 30 days of employment with a company match.

This employer participates in E-Verify for US-based hires.

#AttainFinance

Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money®, LendDirect®, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works.

Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end in @attainfinace.com,  @curo.com, @first-heritage.com, @heightsfinance.com, and @cashmoney.ca.