We’re a diversified financial services leader with more than $1.5 trillion in assets under management, administration and advisement as of year-end 2024. Our team of 22,000 people across 19 countries, serves more than 3.5 million individual, small business and institutional clients. We are a longstanding leader in financial planning and advice, a global asset manager and an insurer. Our unwavering focus on our clients and strong financial foundation connects each of our unique businesses – Ameriprise Financial, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. Here, we foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world.
Job Description
As part of the Pricing and Analytics team withing Banking and Cash Solutions, you will direct product pricing, ongoing rate-setting, data modeling, product analysis, and ad hoc reporting. Additionally, you will lead the analytics for the product pricing process and ensure accurate information is provided for business decision-making. The pricing team is responsible for driving revenue, margin, and sales through the delivery of optimized pricing guidance.
• Direct development and refinement of product pricing, profitability and financial models for Cash and Deposit Products using analytical and business expertise including collecting, evaluating, and analyzing pricing-related internal and external data and developing pricing models based upon current business, economic and market dynamics.
• Provide guidance to staff to apply the results of financial models to business decisions such as pricing strategies, investment strategies, and product design. Provide oversight for rate implementation and accuracy validation for weekly rate-setting processes.
• Provide fast turnaround product analysis through self and staff in support of business decisions and project activities for Cash Products.
• Develop subject matter expertise in staff with respect to data sources as well as product features and benefits, (e.g. interest crediting, surrender penalties, advisor compensation, etc.)
• Develop and deepen relationships with Finance, Investments, Treasury, and Risk Management to create and review model assumptions and output that impacts business decisions.
• Design executive communications that synthesize data to form a story to contrast or compare to industry or historical business trends.
• Create or direct staff to create presentation decks including clear data summaries and insights including the creation of graphics to illustrate key findings. Find opportunities to develop these skills in staff.
• Oversee the preparation of sweep daily balance reports, monthly revenue validation, and other ad-hoc data and analysis requests as needed to support management decision-making.
• Lead staff to create and continually enhance product reporting including routine and ad-hoc reports, optimize product KPI summary reports using Excel or other tools and develop data reporting structures and formats to interrogate available account and financial data.
• Audit existing pricing processes to ensure all risk and control processes are being met. Maintain a strong control environment through oversight of financial controls.
• Occasionally provide staff to participate in product implementation efforts and on project teams as product subject matter expert, including test planning and execution. Lead staff to review product materials such as prospectuses, marketing materials, webpages, etc. for accuracy and completeness.
• Lead and develop junior team members to perform key analyses, BAU and advanced analytics.
Required Qualifications:
• 10+ years relevant experience, with expertise in pricing, reporting and business analysis for Cash and Bank Deposit products
• Bachelors degree or equivalent
Preferred Qualifications:
• 4+ years leading staff in pricing and analytical roles
• Proven analytical, quantitative & problem-solving skills, especially strong financial product modeling skills
• Ability to communicate or train staff to communicate complex financial metrics and issues in concise written and oral formats for audiences at all levels of the organization
• Ability to use data storytelling to design executive level communications from analysis results to meet stakeholder needs
• Excellent computer skills including Excel, PowerPoint, Word and data analysis languages such as SQL and Python
• Ability to build strong relationships and collaborate with key business leaders/partners throughout the organization to drive results
• Ability to adapt complexity of analysis for self and staff to fit required timelines and troubleshoot complex problems independently
• Additional data software or programming languages
• Experience using Microsoft Copilot or other Artificial Intelligence tools
About Ameriprise Financial
Ameriprise Financial combines a team-based atmosphere with an entrepreneurial spirit. We are an organization that emphasizes learning and growth, rewards you for your achievements and fosters a healthy work/life balance.
From our Minneapolis headquarters throughout our offices nationwide, you'll find we live our values every day — client focused, integrity always, excellence in all we do and respect for individuals and communities. We embrace diversity in our ideas, management, employee groups and clients.
Our Investment in You
We provide employees and branch advisors with competitive compensation and rewards. Our comprehensive benefits support your health and help you balance your career and personal life. Ameriprise invests in you through compensation, retirement savings, health benefits, wellness programs, work/life balance programs, veteran benefits, etc.
Your Career at Ameriprise
When you join our corporate team, you receive competitive compensation and incentives, opportunities to share in the company's success plus comprehensive benefits. Our employees also enjoy business resource networks, transportation assistance, community service opportunities, and an on-site cafeteria.
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Thrive in a Respectful, Supportive Environment
We have a diverse, values-based culture that embraces individual differences and encourages you to perform at your peak. We recognize your achievements and understand that work is one of the many important aspects in your life. While maintaining respect for that life balance, we help you advance your career and reach your goals.
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Build a Career that Matters to You
At Ameriprise Financial, we believe that learning is a lifelong endeavor. No matter where you are in your career path, we encourage all employees to take advantage of our professional development programs, offered in a variety of ways. Learn on your own, collaborate with a peer or work with an experienced colleague. Whatever your learning style, Ameriprise gives you the opportunity to reach your potential.
Being an Ameriprise Advisor
Join a strong, ethical company that offers you what you need to build a rewarding career as a financial advisor: Culture & Commitment, Dedication & Support, and Opportunity & Rewards. Ameriprise is committed to helping you achieve the vision you have for your practice. With training in financial planning and the backing of a strong, stable FORTUNE 500® company, you’ll discover unparalleled culture, support, and opportunities to build a successful practice. That’s the Ameriprise Difference.
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Opportunities for Students
Join an inclusive team to gain career-building skills and network in a supportive, high-energy, team-based atmosphere. Learn through real-world work and collaboration with leaders on projects that produce results through our Internship Program or gain valuable professional experience and build leadership skills through our full-time Leadership Development Program. You’ll also engage in team-building/social events, volunteer activities, executive leadership seminars, and networking opportunities.