Aufgaben About UsWho is Mercedes-Benz Financial ServicesMercedes-Benz Financial Services part of the global company Mercedes-Benz Mobility AG is the captive financing and mobility solutions company of the global luxury automobile manufacturer Mercedes-Benz AG. We offer a comprehensive range of automotive financial and insurance products that make it easy for our customers to drive their dream Mercedes-Benz vehicle. Why work at Mercedes-Benz Financial ServicesWorking at Mercedes-Benz Financial Services is more than a job - its an opportunity to join an innovative team where you are valued for your contributions. As an employee you will experience career development in a positive employee-centric environment. Were a global company that not only offers best-in-class products to our customers but also best-in-class benefits to our employees. Our employees experience a comfortable friendly environment and relaxed inclusive culture. BenefitsWhen working at Mercedes-Benz Financial Services you will enjoy a comprehensive and amenity-rich benefits package offering something for every employee at each stage of their life.As a new employee you will have the opportunity to take advantage of the following benefits that go beyond - beginning day oneGet Rewarded Competitive salary plus an annual bonus based on company performance andor personal yearly performanceNeed a vacation How about just some time for YOU In addition to our vacation time youll receive fifteen 15 additional corporate holidays which will allow you to celebrate religious holidays or escape to the spa Designed to be flexible we let you decide which days are most important to youRide in Style - All employees are eligible to participate in the Mercedes-Benz Employee Lease ProgramWe want you to be healthy Outstanding medical dental and vision insurance employer-paid short and long term disability plus on-site exercise facilitiesIs your family growing Enjoy generous paid Family Leave Programs - Six Weeks for New Parents Adoption Expense Reimbursement Programs - up to 6k per childWant to go back to school Tuition Assistance Scholar Program - receive up to 8k in vouchers to complete business-related coursework6k for undergraduate8k for graduateJob OverviewResponsible for managing and overseeing the credit underwriting and funding by dealer credit and fleet credit teams including new acquisitions portfolio management reporting problem credit resolution dealer liquidations credit restructures companywide adherence to global credit rules internal compliance requirements credit product establishment and management global credit rating management global credit system enhancement designs testing and implementations.This role serves as the primary credit relationship manager for senior dealer ownership and executive stakeholders leads high-exposure underwriting and credit committee submissions and provide leadership to Sr. Dealer Credit Analysts Dealer Credit Analysts Fleet Credit Manager Fleet Credit Analysts and Credit Compliance Specialist. The position ensures alignment with dealer risk appetite global credit governance standards and operational excellence in dealer credit execution.Responsibilities1. Lead mentor and develop Senior Dealer Credit Analysts and Dealer Credit Analysts supporting the Western Region portfolio the Fleet Credit Manager and Fleet Credit Analysts supporting the commercial fleet portfolio review credit analysis monitoring reports and customer communications for quality and accuracy allocate workload manage performance expectations support professional development and foster a culture of accountability collaboration and continuous improvement 202. Oversee financial monitoring covenant compliance exposure management ensure timely credit line renewals execution of legal documentation escalate material risk issues and recommend and execute corrective action plans and support portfolio concentration management and MB utilization tracking 153. Review present and approve credit submissions at Local Executive and Global Credit Committees ensure adherence to credit policy ensure collateral and guaranty structure aligns with the global credit and product riles manage and drive risk appetite ensure adherence to global governance requirements lead responses to committee questions approval conditions and post-approval documentation. Serve as an acting member of Executive Credit Committee with committee approval authorities up to 400 million 204. Contribute to development of global credit policies and credit product rules manage the local development and approval of Americas Hub credit products create maintain and enforce credit underwriting standards policies and procedures partner with senior and global leadership to outline portfolio growth strategy and risk positioning collaborate with global credit counterparts to align local credit practices 155. Ensure accurate booking and maintenance of credit facilities in internal systems eCreditPro CRD DM SFP-W coordinate legal documentation collateral filings closing processes support internal audits and drive process enhancements.6. Service as backup Credit Manager to National Accounts Dealer Credit South and Dealer Credit North 57. Review and execute legal documentation on behalf of MBFS as well as manage the documentation process the funding process and controlapprove outgoing bank wires for loan funding up to 30 million flow 108. Work directly with the Global CRD team to fix global credit system issues design new system functionalities elaborate local system landscape integration create new credit underwriting automations test newly developed enhancements for production releases and train local markets on released functionalities 5 Qualifikationen QualificationsTo be considered for promotion candidates most recent LEAD appraisal must indicate Ready or 1-Step.Applicants must be legally authorized to work in the U.S. at the time of application. Relocation assistance will not be provided for this position.This position requires a minimum of 8 years of overall work experience. Preferred experience includesAccounting 3 yearsAudit 1 yearBusiness-General 4 yearsCredit 5 yearsCustomer Service 1 yearFinanceEducationBachelors Degree is required Masters Degree is preferred. Recommended majors includeAccountingBusiness AdministrationFinanceAdditional KnowledgeQualifications & Experience8 years of progressive experience in commercial or dealer credit underwritingProven experience managing large complex multi-entity credit relationshipsStrong knowledge of wholesale lending floorplan finance real estate lending and syndicated facilitiesExperience presenting to senior-level credit committeesDemonstrated team leadership and mentoring capabilityAdvanced financial analysis and risk assessment expertiseSkillsAnalytical skillsAbility to collect data and establish facts and identify trends and variancesPC skillsCorporate MainframMicrosoft OfficePresentation skillsProblem Solving skillsAdditional SkillsTechnical KnowledgeCompetenciesFinancial Analysis balance sheet income statement and cash flow statementCredit Systems eCreditPro CRD DM SFP-W GeoFenceCredit system design development testing & implementationStrategic risk judgment and decision-makingExecutive-level communication and stakeholder managementStrong negotiation and structuring skillsHigh attention to detailAbility to balance portfolio growth with risk controlRecommended PrerequisitesDealer Credit Analyst Commercial Credit Analyst Dealer Relations Manager Posting StatementIf you were not re-directed successfully after clicking the Apply for this job" button please click the following link to search and apply for the role on the local career portal httpsdaimler.taleo.netcareersectionexjobsearch.ftlMercedes-Benz Financial Services offers competitive salary performance-based bonuses and a full suite of benefits including 401K with match generous vacation and personal time a Mercedes-Benz car program as well as flexible work arrangements.EEOMinoritiesFemalesDisabledVetsLI-JM2