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Credit Officer II Charlotte North Carolina Miami Florida Raleigh North Carolina Atlanta Georgia Additional locations
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Job Description
At Bank of America we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients teammates communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace attracting and developing exceptional talent supporting our teammates physical emotional and financial wellness recognizing and rewarding performance and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America you can build a successful career with opportunities to learn grow and make an impact. Join us
Job Description
Bank of Americas Healthcare Education and Not For Profit HENFP banking group is seeking a Credit Office II. HENFP is part of the Commercial Bank and supports the financial needs of a variety of 501c3 not for profit clients including healthcare private universities colleges and K-12 schools cultural professional and social service organizations.
The Credit Officer II CO II is a highly skilled resource providing expert level advisory guidance in the most complex integrated debt capital solutions for commercial banking clients. Products include lines of credit term loans real estate loans and syndicated loans. The CO II manages all of the ancillary credit exposure to clients. The CO II maintains knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure and leverages product expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect. This role reports to the Commercial Credit Manager or Executive and will be aligned to an Underwriting Team that supports the market.
Responsibilities
• Manages the credit process for a portfolio of clients • Negotiates credit documentation • Leads the credit and risk approval processes • Builds relationships with existing and prospective clients • Mentors and supports associates • Provides capital structure solutions • Client Solutions Advisory • Financial Analysis • Loan Structuring • Risk Management • Underwriting • Account Management • Credit Documentation
Requirements
Credit and Risk Assessment Decision Making Issue Management Analytical Thinking Coaching Collaboration Critical Thinking Customer and Client Focus
Required Qualifications
10 years of solid Commercial Banking Experience Experience in financial analysis structuring underwriting and portfolio management Analytical technical skills including financial accounting modeling and loan structuring Strong communication skills ability to communicate vertically horizontally and externally Industry knowledge across multiple sectors Minimum Education Requirement BABS Degree Desired
Shift 1st shift United States of America Hours Per Week 40
Learn more about this role Apply × To proceed with your application you must be at least 18 years of age. Acknowledge Refer a friend Apply × To proceed with your application you must be at least 18 years of age. Acknowledge