Buddy’s Home Furnishings is the third-largest Rent-to-Own (RTO) retailer in the United States, providing furniture, appliances, electronics, and computers. With rapid national growth through company-owned and franchise locations, we offer stable careers with advancement opportunities.
We are seeking a Credit Manager to play a key leadership role in store operations. Alongside the Sales Manager, this position reports directly to the General Manager and helps drive profitable, compliant, and customer-focused store performance.
Pay & Benefits
Hourly pay: $16.00–$18.00
Paid Time Off
Closed on Sundays
Employee discounts
Health and retirement benefits (vary by location)
Paid training and cross-training provided
What You’ll Do
Manage and grow customer accounts while promoting timely lease and renewal payments
Serve as the primary customer liaison for account management and collections
Meet or exceed sales, revenue, and portfolio performance goals
Ensure company standards for renewals, delinquencies, and collections are met
Document all customer commitments and maintain accurate account records
Prepare, review, and analyze store and financial reports
Assist with managing store personnel and assigning daily tasks and schedules
Manage inventory and cash assets
Execute monthly marketing initiatives and quality control standards
Ensure compliance with all federal, state, and local regulations
Position Details
In-person role at the assigned retail location
Must be 21 years of age or older
Training provided with opportunities for advancement
Requirements/Responsibilities
Qualifications & Skills
Minimum 2 years of experience in Rent-to-Own, retail, or a customer-centric business
Experience in credit, collections, or accounts receivable preferred
Strong collection, negotiation, and conflict-resolution skills
Solid organizational, planning, and follow-up abilities
General accounting and accounts receivable knowledge
Ability to learn and operate a point-of-sale (POS) system
Professional appearance and strong customer communication skills
Ability to read, write, and communicate clearly in person and over the phone
Regular and reliable attendance, including nights and weekends as required
Driving & Insurance
Valid driver’s license with a satisfactory driving record
Ability to meet company insurability requirements
Comfortable navigating assigned delivery and service areas
Physical Requirements
Ability to lift and move 50–300 pounds using a dolly
Frequent bending, stooping, reaching, pulling, and standing
Ability to climb stairs while carrying furniture, appliances, and electronics
Extended periods of driving and standing
Ability to work indoors and outdoors in varying weather conditions
Additional Information
Buddy’s Home Furnishings is an Equal Opportunity Employer and a Drug-Free Workplace
Background check, driving history review, and drug screening required
Special Instructions
Please do not send any emails, resumes, or call.
We are making it really easy to apply for this position.
Simply submit a ZippyApp application package which may include the Common Employment Application, Resume, and a Cover Letter. In your Cover Letter, please write a short paragraph describing yourself and why you would make a great addition to our team.
ZippyApp is the Common Employment Application for online and mobile that allows you to apply for jobs with one click, and is being accepted at a growing number of businesses each day.B
Buddy's Home Furnishings (29)