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Credit Assistance Specialist Consumer Card- Bilingual Spanish- 2nd Shift Phoenix Arizona
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Bank of America employees are required to meet all posting eligibility requirements prior to applying for any new position. Acknowledge
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Job Description
At Bank of America we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients teammates communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace attracting and developing exceptional talent supporting our teammates physical emotional and financial wellness recognizing and rewarding performance and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America you can build a successful career with opportunities to learn grow and make an impact. Join us
Job Description
This job is responsible for providing credit assistance and solutions to our clients. Key responsibilities include handling primarily outbound calls for a single product at any stage of delinquency or risk including pre-charge off and recovery. Job expectations include leveraging problem solving competencies sound judgement and decision making and providing exceptional client service and empathy while meeting both the banks and client needs.
Responsibilities
Reaches out to delinquent clients to secure payment and determines reason for delinquency on active or inactive loan deposit and credit card accounts
Negotiates repayment of outstanding debt that benefits both the client and lender in a positive and professional manner leveraging tools and resources where applicable
Determines the right solution for the client while staying within collections compliance guidelines
Demonstrates empathy for the clients situation using ethical behavior that is consistent with the banks code of conduct
Achieves quality standards and meets key performance indicators
Works an established list of accounts on an automated collections system auto-dialer or manual calling and helps mitigate losses
Required Qualifications
Minimum of one year of customer service experience
Excellent verbal and written communication skills
Ability to work within the operating hours and days for this position as outlined in the posted job requisition
Commitment to exceptional customer service including the ability to be empathetic and meet client needs
Proficient in dealing with customer issues in both a routine and complex environment
Demonstrated negotiation and persuasion skills and the ability to communicate and negotiate with a variety of customers and clients
Ability to navigate multiple computer systems while interacting with the customer as well as the ability to think critically and use sound judgment in decision making
Desired Qualifications
Bachelors Degree in related field or equivalent work experience
Credit assistance and collections experience
Inboundoutbound call center experience
Bankingfinancial services experience
Knowledge of banking operations
Skills
Active Listening
Attention to Detail
Client Solutions Advisory
Oral Communications
Account Management
Adaptability
Collaboration
Data Collection and Entry
Interpret Relevant Laws Rules and Regulations
Liquidity Management
Proficient in both English and Spanish - Successful completion of the language assessment required
Minimum Education Requirement High School Diploma GED Secondary School or equivalent
Shift2nd shift
United States of America
Hours Per Week 40
Learn more about this role
Apply ×
To proceed with your application you must be at least 18 years of age. Acknowledge ×
Bank of America employees are required to meet all posting eligibility requirements prior to applying for any new position. Acknowledge
Refer a friend
Apply ×
To proceed with your application you must be at least 18 years of age. Acknowledge ×
Bank of America employees are required to meet all posting eligibility requirements prior to applying for any new position. Acknowledge
Full time
JR-26015155
Manages People No
Travel No
Age requirement Must at least be 18 years of age.
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