Credit Analyst

Earle M. Jorgensen Company

Trevose, Pennsylvania

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JOB DETAILS

SKILLS

Accounting, Accounts Receivable, Accounts Receivable Management, Administrative Skills, Analysis Skills, Business Administration, Communication Skills, Credit Analysis, Credit Processing, Credit Risk, Credit and Collections, Customer Relations, Customer Support/Service, Detail Oriented, Develop and Maintain Customers, ERP (Enterprise Resource Planning), Economics, Employee Assistance Plan, Establish Priorities, Finance, Finance Software, Financial Analysis, Financial Support, Flexible Spending Accounts, Health Maintenance, Healthcare, Legal Support Skills, Loan Structuring, Manufacturing, Microsoft Excel, Microsoft Exchange Server, Microsoft Office, Microsoft Outlook, Microsoft Word, Organizational Skills, Performance Analysis, Physical Demands, Presentation/Verbal Skills, Process Capability, Reconciliation, Reporting Skills, Research Skills, Resolve Customer Issues, Risk, Risk Analysis, Sales, Systems Maintenance, Telephone Skills, Time Management, Writing Skills

LOCATION

Trevose, Pennsylvania

POSTED

7 days ago

Location/Org Data : Logo:

EMJ

Job Summary:

Credit Analyst

Department: Credit Department

Reports To: Credit Manager

FLSA Status: Non-Exempt

Company Summary

EMJ is a leading supplier of Steel and Aluminum Bar, Tubing, and Plate to manufacturing companies in North America and around the world. Our broad network of facilities, superior inventories, extensive value-added processing capabilities, and world-class technology enables EMJ to provide unsurpassed service to our customers.

Job Summary

The Credit Analyst is responsible for evaluating customer creditworthiness, monitoring account performance, and supporting the company’s credit and collections processes. This role analyzes financial and credit information to assess risk associated with extending commercial credit, monitors customer payment activity, and works collaboratively with customers and internal departments to resolve account discrepancies and maintain healthy accounts receivable balances.

What We Offer

Medical, dental, and vision coverage with affordable employee contribution rates.
401(k) plan with company match up to 4%.
Life and AD&D insurance, short- and long-term disability coverage.
Employee Assistance Program (EAP), including counseling, legal, and financial support.
Paid Time Off (PTO) and 9 paid holidays.
Flexible Spending Accounts for healthcare and dependent care.
Wellness incentives and access to LiveHealth Online.
Employee discount program with over 30,000 deals.
Community engagement and volunteer opportunities.

Physical Requirements: Stand or Sit(Stationary position), Walk(Move, Traverse), Talk/hear(Communicate, Detect, Converse with, Discern, Convey, Express oneself, Exchange information), See (Detect, Determine, Perceive, Identify, Recognize, Judge, Observe, Inspect, Estimate, Assess), Reaching, Use hand/fingers to handle or feel (Operate, Activate, Use, Prepare, Inspect, Place, Detect, Position) Function in the Job: Sedentary Work- Exerting up to 10 pounds of force occasionally, and/or a negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally, and all other sedentary criteria are met. Job Function:

Essential Job Duties

Analyze credit and financial information to evaluate risk associated with extending commercial credit to customers.
Review credit applications, financial statements, trade references, and related documentation to support credit decisions.
Perform periodic reviews of existing customer accounts to assess current financial condition and credit risk.
Monitor accounts receivable aging and identify delinquent or high-risk accounts.
Contact customers regarding overdue balances and follow up on outstanding payments.
Research, reconcile, and resolve billing discrepancies, payment issues, and account disputes.
Maintain accurate and detailed records of customer communications, payment arrangements, and account activity.
Collaborate with Sales, Customer Service, Shipping, Accounting, IT, and other departments to resolve account-related issues.
Assist with account maintenance and updates within company systems.
Support collection efforts while maintaining professional customer relationships.
Prepare reports and account analyses as requested by management.
Maintain confidentiality of financial and customer information.
Follow company credit policies, procedures, and internal controls.
Assist with special projects and other duties as assigned.

Non-Essential Job Duties

Assist with departmental administrative tasks as needed.
Support audit requests and documentation gathering.
Provide backup support to other finance and accounting team members.
Perform additional duties assigned by management.

Required Skills:

Qualifications

High school diploma or equivalent required.
Associate’s degree in Accounting, Finance, Business Administration, or a related field preferred.
Bachelor’s degree in Accounting, Finance, Business Administration, Economics, or a related field preferred.
Previous experience in credit, collections, accounts receivable, accounting, customer service, or related financial functions preferred.
Experience reviewing financial information and customer account activity preferred.
Experience working with ERP systems and financial software preferred.
Strong analytical and problem-solving skills.
Understanding of basic accounting principles, including debits and credits.
Strong organizational skills and attention to detail.
Effective verbal and written communication skills.
Professional customer service and telephone skills.
Ability to research, reconcile, and resolve account discrepancies.
Ability to maintain confidentiality of financial and customer information.
Proficiency in Microsoft Office applications, particularly Excel, Outlook, and Word.
Ability to prioritize multiple assignments and meet deadlines.
Ability to work independently and collaboratively in a team environment.

About the Company

Earle M. Jorgensen Company

A rich history has fueled EMJ's evolution. Jorgensen Steel and Aluminum was founded in 1921 and quickly became a highly-regarded name in the U.S. metal-working industry. Jorgensen grew to stock one of the country's largest inventories of carbon, alloy, stainless and aluminum bar, sheet, plate and structural steel.

In 1990, Jorgensen merged with Kilsby-Roberts, the largest distributor of specialty bar and tubing in the country. Kilsby-Roberts' origins date back to the C.A. Roberts Company, founded in 1915, and Kilsby Tube Supply, founded in 1946. The two companies merged in 1981 to become Kilsby-Roberts. In 1986, Kilsby-Roberts acquired the century-old A.B. Murray Company, and its status as the pre-eminent bar and tubing distributor in the country was assured.

Kilsby's strengths in tubing and specialty bar products - joined with Jorgensen's presence in the general line steel, stainless and aluminum markets - created a powerful strategic alliance: EMJ. Now, those three simple initials bring together all the resources and know-how of its predecessors.

On April 3, 2006, Reliance Steel & Aluminum Company completed the acquisition of Earle M. Jorgensen Company. EMJ became a wholly owned subsidiary of Reliance (www.rsac.com).

Many metals distributors promise reliable service, but only EMJ offers an "On Time, Or Free" delivery guarantee. With complete knowledge and expertise in all aspects of metal supply and distribution, EMJ truly is Making a Material Difference®.

COMPANY SIZE

2,000 to 2,499 employees

INDUSTRY

Metals and Minerals

FOUNDED

1921

WEBSITE