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Credit Analyst

Tradition Capital Bank

Scottsdale, AZ

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JOB DETAILS
SKILLS
Analysis Skills, Cash Flow, Cash Flow Projection, Credit Analysis, Credit Reports, Customer Support/Service, Documentation, Documentation Review, Economic Analysis, Environmental Economics, Equal Employment Opportunity (EEO), File Maintenance, Futures, Investment Management, Loan Documents, Loan Policy, Loans, Maintain Compliance, Regulatory Compliance, Risk, Time Management, Underwriting
LOCATION
Scottsdale, AZ
POSTED
2 days ago
This job was posted by https://www.azjobconnection.gov : For more information, please see: https://www.azjobconnection.gov/jobs/7484552 **Tradition Capital Bank**\ \ Scottsdale, AZ\ \ Description: **Who We Are & Why You Will LOVE Us!** You are more than just a number; we are more than just a bank. At Tradition Capital Bank, we are partners in business and in life; building dreams and futures on one simple idea: strong one-on-one relationships. \ We place our people in the right seats and position our employees to do what they love. Every person and every role matters: when we function together as *One Team*, we achieve extraordinary results. As each others raving fans, we reach across titles and organizational structure to encourage one another. \ Here at Tradition, we believe that when people work together with shared values and an open mind, anything is possible. \ Tradition is always in the making; join us in celebrating our roots and being a part of whats next. \ **What You\'ll Be Doing** Were growing at Tradition and seeking a Credit Analyst for our team. This role will be centered on your underwriting experience and strengths. We require candidates to have a strong foundation in credit, with an expectation of at least 5 years of credit analyst experience at a bank. Compensation and title offered are flexible and will reflect the candidates experience. \ **How You\'ll Get the Job Done** - **Analysis & Underwriting:** Prepare financial spreads and credit presentations that sufficiently and appropriately summarize the sources of repayment using a risk-based approach. Demonstrate experience in analyzing and underwriting complex credits. Successfully execute work product, including; historical and projected business and personal cash flow, global cash flow, collateral analysis of real and personal property, understanding / analysis of economic and competitive environment of the borrower and/or industry, recommendation of appropriate covenants, and monitoring of other structural and risk mitigating components of the credit accommodation. Maintain knowledge of the Banks Loan Policy. - **Credit Administration:** Assist lenders with on-going credit administration and portfolio management including the periodic review of borrower reporting, updating ticklers, and ongoing account monitoring for compliance with reporting requirements and covenants. Set up and maintain electronic credit files. - **Documentation:** Read, review and understand different loan documentation. Demonstrate experience to review documentation of all components of the approved credit accommodation. - **Collaboration:** Work collaboratively across credit and lending teams to identify opportunities for enhanced client service. Accompany lenders on client visits when necessary. Serve as a resource for other analysts and provides backup to fellow analysts. - **Productivity:** Provide prompt turnaround on customer and credit requests, while communicating the status of loans in process with lender and/or credit managers. Demonstrate the ability to work independently with minimal supervision and oversight. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time without notice. Requirements: **What Sets You Apart** A role model for our core values: Do the Right Thing, G.S.D. (Get Stuff Done), One Team, and Give Generously Demonstrated commitment to defect free, timely, and caring customer s\ \ ![](https://www.click2apply.net/v/7gGeyms6zq8GgsLB4i6gwr)\ \ Equal employment opportunity, including veterans and individuals with disabilities.\ \ PI285094894

About the Company

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Tradition Capital Bank