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Credit Analyst

Integrated Resources, Inc

Newark, New Jersey

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JOB DETAILS
JOB TYPE
Contractor
SKILLS
Accounting, Alternative Energy, Analysis Skills, Banking Services, Business Administration, Business Analysis, Cash Flow, Commercial Loans, Communication Skills, Contact Management, Corporate Banking, Corporate Finance, Corporate Policies, Credit Analysis, Credit Risk, Customer Relations, Customer Relationship Management (CRM), Detail Oriented, Develop and Maintain Customers, Documentation, Due Diligence, Economics, Employee Retention, Finance, Financial Analysis, Financial Modeling, Financial Statements, Financial Transactions, Forecasting, Interpersonal Skills, Interviewing Skills, Loan Review, Loan Structuring, Loans, Microsoft Excel, Microsoft PowerPoint, Microsoft Word, Multitasking, Organizational Development/Management, Presentation/Verbal Skills, Problem Solving Skills, Research Skills, Risk, Sarbanes-Oxley Act (SOX), Solar Power, Statistics, Talent Management, Time Management, Writing Skills
LOCATION
Newark, New Jersey
POSTED
3 days ago
Credit AnalystIntegrated Resources, Inc., is led by a seasoned team with combined decades in the industry. We deliver strategic workforce solutions that help you manage your talent and business more efficiently and effectively. Since launching in 1996, IRI has attracted, assembled and retained key employees who are experts in their fields. This has helped us expand into new sectors and steadily grow.Job DescriptionPosition: Credit AnalystLocation: Newark NJDuration: 2 YearsKey DutiesImplement corporate credit policy and procedures and perform credit reviews for solar loan program commercial applicants.Evaluate credit proposals and applications, conduct due diligence and make written credit recommendations to management.Establish and maintain contact with clients throughout the due diligence process to obtain/provide information and advice, conduct interviews and relay information regarding the process and organization's requirementsReview and analyze financial statements, credit ratings, financial models, both for existing clients and on new solar financing opportunitiesIdentify structural risks and mitigates in prospective transactions and recommend enhancements and structuring of deals and covenants in line with policies and procedures.Assist in documenting new financing transactions.Responsible for monitoring of borrowers' financial condition to determine collateral requirements as required by the loan agreement.Recommend enhancements to credit procedures in line with Board of Public Utilities approved Board Order.Assist in the identification and analysis of potential business transactions and assist in the preparation of presentations/pitchesEnsure compliance with program policies and procedures and SOX controls.Maintain and apply working knowledge of organization Standards for Business Controls and meet management's expectations for effective internal business controls.Provide support for special projects and other functions as requested.Essential Qualifications:Bachelor Degree in business or finance or equivalent experienceMinimum 3 years financial analysis and/or credit experienceProject finance experience/knowledgeStrong technical, computational and quantitative skillsAbility to make decisions and proactively resolve borrower issues.Understanding of financial statements, corporate finance theories and practices, credit and risk principles, accounting, economics and statistics as well as strong research skills.Excellent analytical ability including demonstrated knowledge of valuation techniques and practices, including cash flow analysisAbility to build, review and maintain complex cash flow forecasting models with an excellent understanding of lending financial concepts and ratiosExcellent interpersonal, presentation, oral and written communication skills and an ability to explain complicated financial concepts to all levels, including clients and senior managementComfortable interacting with and managing relationships with clients' senior management during loan due diligence and portfolio monitoring.Demonstrated job commitment including a willingness to work under deadlines in a high-volume, fast-paced, results-driven environment with flexibility and adaptability in order to meet client requirementsProven ability to pay close attention to detail, multi-task and work collaboratively within a team under tight deadlinesWell-developed organizational and time management skills in order to respond to shifting priorities on several simultaneous projectsProficiency in Microsoft Word, Excel and PowerPoint.Candidate must foster an inclusive work environment and respect all aspects of diversityDesired Qualifications:Previous US power and renewables experienceC.P.A., C.F.A, MBA or other related Masters degreePrior investment/corporate banking work experience3 years + of Project Finance experience/knowledge.Understanding of New Jersey's solar energy market and familiarity with local utility solar financing programs.Additional InformationAll your information will be kept confidential according to EEO guidelines.By clicking the link above or any third-party link within this posting, you are leaving this site and going to a third-party website where the third-party website's terms and privacy policy apply

About the Company

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Integrated Resources, Inc