Credit Analyst

Job Title: Credit Analyst

Reports To: Senior Credit Associate

Department: Accounting/Finance

FLSA Code: Exempt

Date Modified: March 2026

Job purpose

Tenant credit underwriting is one of the three pillars in STAG's probabilistic approach to evaluating industrial real estate. Credit risk analysis is part of the decision-making process for new acquisitions, new leasing transactions, lease renewals and capital projects. The Credit Analyst's main responsibilities will be to underwrite and monitor corporate credit, participate in conference calls with tenant's management, present to investment committee members, and complete various credit related projects/initiatives.

Duties and responsibilities

• Underwrite credit risks of acquisition and leasing tenants based on qualitative and quantitative analysis, including analyzing financial statements, business, industry, and management.
• Prepare and present credit memorandum to investment committee
• Monitor credit developments of existing REIT tenants, including periodic financial analyses and following tenant news and industry trends
• Maintain the credit database with as accurate and up-to-date credit information as possible
• Communicate effectively with other departments regarding new acquisitions or leasing transactions to obtain necessary due diligence items and meet recurring transaction deadlines
• Support senior credit staff on credit analysis, credit diligence calls, and macroeconomic and industry research
• Support credit related research projects such as internal and external default research; and ad-hoc credit projects related to department or company initiatives

Qualifications

• Bachelor's Degree, preferably in Finance, Economics, Accounting, or related fields
• 0-3 years of work experience in credit, finance, economic, or related roles
• Strong interest in credit analysis, research, economic and business news
• Proven understanding of financial statements and economics
• Solid analytical skills, intellectual curiosity, persistent, proactive and attention to details
• Strong, professional writing and communication skills
• Ability to conduct independent research and work in a team oriented, fast-paced environment
• Interest in pursuing or progress toward a CFA is preferable
• Proficient with Microsoft Excel; experience with S&P Capital IQ, PowerBI, and AI tools is a plus

Working conditions

N/A

Direct reports

N/A