Commercial Underwriter

 The Commercial Financial Analyst role will provide financial and credit analysis on loan applications for the purchase of commercial laundry equipment for the use in coin, multi-housing and on-premise Laundromats in an assigned region of the country. 

• Build strong business relationships with distributor finance employees and sales representatives through training and educating on Alliance Laundry System’s finance program and opportunities.
• Following established guidelines, receive and review loan applications and associated documentation to ensure thoroughness and accuracy.
• Analyze credit reports and associated documentation and set terms according to company guidelines.
• Maintain acceptable response times for applications submitted for pre-qualification or credit decision.
• Prepare loan documentation for customers.

• Prepare loan closing and funding, per company guidelines.
• Provides reporting on an as needed basis for the Manager, US Underwriting.
• Maintains the security and confidentiality of client credit information and upholds the integrity of Alliance Laundry Systems finance programs.

Education and Experience:

• Bachelor’s degree in Accounting or Finance is required
• Minimum of 1-3 years’ experience within a financial institution or a corporate financial services department.

Skills and Abilities:

• General knowledge of financial statements and credit reporting; able to analyze these items to determine credit risk.
• Interpersonal skills with the ability to communicate a decision clearly across all lines of the business.
• Proficient in MS Office products with a strong working knowledge of Excel. Motivated and able to learn new software quickly. Experience working with a CRM database is a plus.
• Self-motivated to complete work assignments; able to independently plan, prioritize and carry out simultaneous projects and meet deadlines.
• Knowledge of Spanish, Korean, or other foreign language is a plus.

Standard and Physical Requirements:

• Position involves sitting long periods, standing, manual dexterity, stooping, bending and minimal lifting.

Alliance Team Members Demonstrate DRIVE:

• Dedicated: Follows through on commitments. Strong say/do.
  
• Respectful: Acts with integrity and values diverse perspective.
  
• Innovative: Always looking for a better way; leads change.
  
• Versatile: Adapts quickly to changing circumstances. Demonstrates agility.
  
• Engaged: Acts like an owner. Wants to create and grow a business which is tightly aligned with market needs.