Banking Services, Cash Flow Projection, Commercial Loans, Community Banking, Credit Analysis, Cross-Functional, Direct Lending, Financial Analysis, Loan Structuring, Loan Underwriting, Maintain Compliance, Performance Analysis, Regulations, Relationship Management, Retirement Planning, Risk Analysis, Small Business, Tax Returns, Team Player, Underwriting
LOCATION
Atlanta, GA
POSTED
30+ days ago
Commercial Credit Underwriter
Location: Dunwoody or Duluth, GA
We are partnering with a community-focused bank in the Metro Atlanta area seeking a Commercial Credit Underwriter to support a team of commercial lenders in underwriting and managing credit relationships.
This is an excellent opportunity for a credit professional who enjoys working in a collaborative, relationship-driven environment with exposure to a wide range of commercial transactions.
Key Responsibilities
Analyze financial statements, tax returns, and cash flow to assess borrower risk
Underwrite commercial loan requests across C&I, CRE, and SBA
Prepare clear, concise credit memos and recommendations
Partner closely with lenders to structure deals appropriately
Monitor portfolio performance and assist with renewals and modifications
Ensure adherence to internal credit policies and regulatory standards
Qualifications
3–8+ years of commercial credit/underwriting experience
Strong financial analysis and credit structuring skills
Experience with commercial loan underwriting
Ability to work cross-functionally with relationship managers
Community or regional bank experience preferred
Why Join
Exposure to full deal lifecycle in a lean team
Collaborative culture with direct lender interaction