The Commercial Credit Underwriter evaluates loan requests (1mm-10mm commitments) by analyzing credit data, financial statements, and industry factors to assess risk and determine creditworthiness.
They structure new credit extensions, renewals, and identify deteriorating credits for escalation or restructuring.
Responsible for developing detailed credit recommendations, ensuring compliance with policies, and managing loan documentation and portfolio reviews.
They collaborate with partners, mentor analysts, and participate in process improvements.
Requires a bachelor’s degree, 2+ years of underwriting experience, strong financial analysis skills, and the ability to work independently in a hybrid environment.
Position offers a salary range of $63,000-$96,000, with potential incentives, and emphasizes ethical conduct, teamwork, and ongoing learning.