Analysis Skills, Bank Management, Banking Regulations, Business Development, Commercial Banking, Commercial Loans, Communication Skills, Computer Mouse Hardware, Credit Analysis, Customer Retention/Renewal, Finance, Financial Analysis, Keyboards, Loan Approval, Loan Operations, Loan Portfolio, Loan Regulations, Loans, Maintain Compliance, Negotiation Skills, Office Equipment, Philosophy, Physical Demands, Regulatory Compliance, Relationship Management, Sales Prospecting, Stock Purchase Plans
Stock Yards Bancorp Inc.
NASDAQ: SYBT
Parent company of Stock Yards Bank & Trust Company with offices in Louisville, Central, Eastern, and Northern Kentucky, as well as the Indianapolis, Indiana, and Cincinnati, Ohio metropolitan markets.
Job Title: Commercial Banking Relationship Manager
FLSA Status: Exempt
Department: Commercial Lending
Hours of Operation: Full-Time, flexible start time, approx. 45 hours per week
General Job Summary
Oversees and manages commercial loan portfolio and develops new business.
Organizational Duties and Responsibilities
- Supports the mission, vision, and philosophy of the Bank.
- Complies willingly with all organizational policies and procedures.
- Supports all functions that maintain compliance with regulatory agencies.
Essential Duties and Responsibilities
- Solicit business from prospective customers and current customer base.
- Evaluate loan requests and approve loans within authority or make loan recommendations to management.
- Analyze financial and credit condition of applicants and determine loan payment capabilities.
- Negotiate credit terms and conditions.
- Service and retain existing customer base.
Minimum Job Requirements
- Education: BABS in business finance or related field.
- Experience: Minimum of two years of experience in Commercial Lending.
- Skills & Qualifications:
- Proven ability to develop and retain business.
- Good communication skills.
- Professional appearance and demeanor.
- Knowledge of lending services and bank products.
- Knowledge of loan bank and regulatory policy.
- Ability to analyze loan requests and determine borrowing need and repayment sources.
Physical Requirements
The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Primarily sedentary work performed in an office or remote office environment.
- Ability to sit for extended periods of time while working at a computer.
- Frequent use of hands and fingers to operate a computer keyboard, mouse, and other office equipment.
- Ability to speak clearly and hear well enough to communicate with clients, team members, and vendors via phone, video, and in person.
- Visual acuity sufficient to read computer screens, printed documents, and financial data.
- Occasional standing, walking, bending, or reaching.
- Ability to lift and carry up to 10-15 pounds occasionally (e.g., files, office supplies).
Benefits
- 401K with a company match of up to 6%
- ESOP employer match
- Medical insurance
- Dental insurance
- Vision insurance
- Cancer/Disease insurance
- Accident insurance
- Flexible Spending Accounts
- Flexible Savings Accounts
- Health Savings Accounts
- Bank paid Life/AD&D insurance
- Voluntary Life/AD&D insurance
- Bank paid Short-Term and Long-Term Disability insurance
- Employee Stock Purchase Plan
- Employee Assistance Program
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Stock Yards Bank and Trust Co